FYI.
________________________________ From: adrean cortes [mailto:[EMAIL PROTECTED] Sent: Wednesday, November 12, 2008 5:26 PM To: Melvin Lozada; Abdon Jun Cornito Jr.; agustinaa; Arnel G. Ramos; Adrie Zengen; Boboy Lavador; Orense, Dick; Jun Andan Subject: Recession is coming... Alert to all As forwarded by a financial consultant, in Dubai . Recession is coming... make your own judgment, don't panic! Do what is wise. The recession looks very eminent. It is really time to take pro active steps to avoid a painful time in the next two years which is how long the recession is expected to last. Suggestions: 1. Don't take any loans; buy homes, properties with loans, or even cash. Keep as much cash as possible. 2. Pay off as much of personal loans, private loans, as debt collection will be hastened. 3. Sell any stocks you can even at lower prices. 4. Take money off from Trust Funds. 5. Don't believe in huge sales forecast from customers, be extremely prudent, lowest inventories, reduce liabilities. 6. Don't invest in new capital. 7. If you are selling homes/ properties/ cars, do it now, when you can get good prices, they are going to fall. 8. Don't invest in new business proposals. 9. Cancel holiday plans using credit cards. 10. Don't change jobs, as companies will retrench based on 'last in first out'. Stay cool, wait, and if you took all of the above actions and more, you probably will be better off then many. This is not a rumor. Bear Stearns is the first of many banking and financial institutions that will start falling in the not too future. If Bear Stearns can fall, so can JP Morgan, Citibank, HSBC, and the whole world. US economy falls, the rest will crumble. India and all those self economies will be the most protected, but not gullible. Europe may be a little stronger, but not China , another giant place! Malaysia will see significant impact. Be alert and pass this to your friends!!! CARILLION VALUES Openness - Collaboration - Mutual Dependency - Professional Delivery - Focus On Sustainable Profitable Growth - Innovation ************ ********* ********* ********* ********* ********* ********* **** This email transmission is confidential and intended for the addressee only. It may contain privileged and confidential information. If you are not the person or organisation to whom it is addressed, you must not copy, distribute, or take any action in reliance upon it. If you have received this message in error, please notify the postmaster[at] afcarillion. ae and return it. Al-Futtaim Carillion P.O. Box 1811 , Dubai , U.A.E. This message has been scanned for viruses by BlackSpider MailControl <http://www.blackspider.com/> ________________________________ Note: This message is for the named person's use only. It may contain confidential, proprietary or legally privileged information. 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