We have made a POS system.
Made in Delphi 2010. 
Its made of 2 seperate programs. A backend and a frontend. backend uses TIB to 
communicate with the database.
Frontend uses IBObjects. 

The program will do a lot of read-committed.
Upon an update/insert/delete the program will do a start transaction ... do 
whatever insert/update/delete ... Commit.All in a try...except with a rollback 
in the except. No user inpt from start to commit. 

I am pretty sure we do not use any prepare anyware. 
I will check though.

I am aware that you cant give a more precise answer sinse you dont know the 
programs.
This limbo transaction has only happen 3 times over the past 1½ year. And only 
on one database.

The programs we make are the same to every user. Database as well.

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