I read a book recently called "The Grip of Death" (which is the literal
translation of the word 'mortgage')
http://www.amazon.co.uk/exec/obidos/ASIN/1897766408/qid=932722242/sr=1-1/026-4563006-3420809

It expounds a system of debt-free money. At the moment, only banks can
create money, and then ONLY as a response to a debt. A debt-free money
system would give power to create money to the government, and take it
away from the banks.

Here's a good practical explanation of the details:
http://www.uhuh.com/unreal/dfms.htm

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