Are we fighting the last Depression with this stimulus bill, when our
situation is quite different?  In 1929 we had a huge bubble of factory
building, leaving us with tremendous idle capacity.  People were saving a
great deal and investing it in stocks which collapsed.

 

Today we have borrowed massively against assets which has dropped a lot in
value.  Our economy has been consistently stimulated within an inch of its
life.  Perhaps more stimulus is not the answer.

 

Perhaps what we need is a massive savings plan.  Cut withholding taxes for a
few years - it is broad based with a bias towards the low end of the scale,
it helps businesses which hire or keep their employees, and people will save
it - which is a good thing.  They will pay down their mortgages and their
credit cards and cash will flow into banks as equity, helping to repair
everyone's balance sheets.

 

>From a base of fiscal soundness we are better able to make the transition to
an economy featuring more savings and exporting and infrastructure
greening/modernizing and less consumption.  The economy we had, based on
borrowing against our houses to consume a lot, is not coming back; at least
not anytime soon.  We need to move towards a new economy which is waiting to
be born.

 

-Mike Oliker

Albuquerque, NM

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