On 1/12/14, 10:54 AM, glen wrote:
I look at various people who really just need a tiny amount of capital
to, say, start a food cart or a hand-made soap business, or whatever,
and look at the ways they have to spend their time to satisfy multiple
objectives.
The fluid comes with plumbing to control it, of course. Overall, I
agree, those with money have power. I even agree that those that have
the self-control to acquire and control their money probably are
demonstrating rational behavior in doing so, and that there is a another
set of people in the complement that don't have those skills or the
intelligence required. But it is a Just So story to equate the
complement with the incompetent subset in that complement.
Why not build up a $50-$100k community fund to help those people
retain their homes in tough times? But they haven't really taken to
the idea. Their money is _allocated_, viscously trapped in whatever
isolated, private, self-centered plans/worries they have.
I would guess the Allocated problem is the main one in the middle
class. It also depends on what you think about `communities' and how
you define them (Those demanding insufferable people that are always in
your face about your every micro-decision and lifestyle choice and that
you try to avoid the best you can.). The allocation might be the
gratuitous loan on the travel trailer or vacation home, but it could
also be the kid's college investment fund, or even a generous donation
given to an charity, for people that _really_ have it bad in Africa. If
it is too painful to fund the fund, the pain needs to be spread out in
some systematic way with actual government IMO.
Marcus
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