We know that Two Factor Authentication is supposed to be more secure. And Google's Authenticator app which gives you a new "pin" every minute seems quite effective.
But many TFA's use messages to your phone with a pin. Guess what. They are easily hacked! The cellular network protocol used for TFA pins have been hacked and are used to drain your bank account! https://www.theregister.co.uk/2017/05/03/hackers_fire_up_ss7_flaw/?mt=1493924328271 Whoda thought! Dongles and Authenticator are still safe, whew. -- Owen
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