This doesn't even take into account that AVS is US only so has only limited
protection.

- 
John Airey, BSc (Jt Hons), CNA, RHCE
Internet systems support officer, ITCSD, Royal National Institute of the
Blind,
Bakewell Road, Peterborough PE2 6XU,
Tel.: +44 (0) 1733 375299 Fax: +44 (0) 1733 370848 [EMAIL PROTECTED] 

A fundamentalist - what you call someone more sure of what they believe than
what you are


> -----Original Message-----
> From: Jason Coombs [mailto:[EMAIL PROTECTED]]
> Sent: 18 February 2003 18:01
> To: Richard M. Smith; [EMAIL PROTECTED]
> Subject: RE: [Full-Disclosure] Hackers View Visa/MasterCard Accounts
> 
> 
> AVS gives the merchant a clue as to whether or not there is 
> high risk posed
> by a particular alleged-customer.
> 
> Merchants are free to ignore AVS, and many don't even bother 
> to use it.
> 
> Anyway, it doesn't impact the "declined" or "authorized" 
> result given to a
> shopper at an e-commerce site that implements real-time processing.
> 
> Jason Coombs
> [EMAIL PROTECTED]
> 
> 

- 

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