> [snip]
> 
> More:
> http://www.reuters.com/article/internetNews/idUSL1360468620070913
> 
> Note: The article is somewhat contradictory: it mentions "phishing"
> but also infers that Trojan keyloggers were somehow involved.

It's probably the best description to be understood by non-technical
people.

They send out massive waves of spam mails with downloader-aap in ever
new variants attached, that then would install some keylogging trojan.

So the mail is not what one would normaly name as Phishing.


cheers,
Toralv


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