Apparently, the intruders who breached Citibank tried putting different 
"account numbers into a string of text located in the browser’s address bar."

http://nyti.ms/lNpNP3

Boy, account numbers in the URL.  Now who could have guessed that bad guys 
would have tried messing with that?  "The method is seemingly simple, but the 
fact that the thieves knew to focus on this particular vulnerability marks the 
Citigroup attack as especially ingenious, security experts said."

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