Gentlemen,

 

As you may know, George based his analysis of the Business Cycle on periodic land bubbles and their crashes.

 

In a free market the price mechanism effectively handles the economy – except for that most basic Factor of production – Land. The behavior of land prices without control is similar to the collectible market – though that’s my observation rather than that of others.

 

Land prices bubble out of control until the economy can no longer sustain them, whereupon anything might send us over the brink – from sunspots to the stock market.

 

As Samuelson suggests, a diligent student could prepare a list of Business Cycle reasons that would `run into dozens'. Actually they would prepare a list of “triggers” that push an unstable economy over the edge.  

 

Homer Hoyt was an interesting individual – an international economist specializing in land values. There’s an institute that carries on his work. He gave the Institute no money – simply contributed a mile of Florida beachfront.

 

The Economist tells us that many of the world’s economies are being supported by the “housing boom” – which is really a land boom, though they miss that.

 

The little history below is from Hoyt’s book of the same name.

 

Harry

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ONE HUNDRED YEARS OF FLUCTUATING CHICAGO LAND VALUES

 

1830 - Land value of the entire area NOW covered by  Chicago

about 211 square miles $168,800.

 

1832 - Chicago canal authorized as a war-time transportation

link. Those who had followed the history of the Erie canal -

with its tremendous increase in land value -  persuaded  the

federal government to do the same for Chicago,  then  bought

land along its proposed course.  The  land  was  advertised,

offered for sale, and the boom began.

 

Population of Chicago was 500.

 

1836  -  Soaring  land  values   reached   $10,500,000   and

profitable use of the land became impossible. Population was

up to 4,000.

 

THEN CAME THE FIRST MAJOR DEPRESSION

 

 

1842 - Land values were down to $ 1.400,000. At  this  price

labor and capital could again afford  to  produce:  business

improved.

 

1848 - Chicago canal opened. The city had no railways but in

6 years became the railroad center of the west. Plank  roads

replaced  muddy  streets;  thoroughfares  were  lighted;   a

widespread sewer system was beginning  -  arid  land  values

soared. Population was up to 80,000.

 

1856 - The value of land  had  reached  $126,000,000.  Again

labor and capital were unable to afford the cost.

 

THEN CAME THE SECOND MAJOR DEPRESSION

 

 

1858 - Many bank and 15 railroad  failures  occurred.  There

was great unemployment as land values dropped steeply.

 

1860 - Illinois bank failures were 96, but  European  demand

for wheat - sparked by British free trade cheap food’ policy

- reversed the trend. Civil War demand for  food  multiplied

shipments of hogs, corn, wheat.  Land  prices  followed  this

trio and moved upward.

 

1871 - Chicago fire and the post-war boom.  Many  parks  and

boulevards built by the  city.  About  $76  million  of  new

building construction over 7 years fired further land  value

increases as population reached 187,000.

 

1873 - Chicago land values reached $575,000,000, which again

was too much for Labor and Capital to pay.

 

THEN CAME THE THIRD MAJOR DEPRESSION

 

 

1876 - Land value fell to $250,000,000 and 21 Chicago  banks

failed.

 

1884 -  The  upward  curve  began  once  more  as  many  new

manufacturing enterprises and 7 new  railroads  were  built.

The first sky scrapers reared upward,  a  World’s  Fair  was

projected, and a wild orgy of land speculation began.

 

Population reached 600,000.

 

1892 - Land values burst  through  the  one  billion  dollar

barrier.

 

THEN CAME THE FOURTH MAJOR DEPRESSION

 

 

1909 - With great unemployment and many industrial  failures

the value of Chicago land dropped to half the pre-depression

level- though population  had  doubled.  But  gradually  the

upturn became apparent as business and employment improved.

 

1916 - World War I, followed by the post-war boom.  Enormous

American and European demand for war material and  food  was

succeeded by equally heavy peace-time  needs.  The  activity

was accompanied by  much  apartment  construction  and  once

again land values rose to $2 billion by 1921. Also, in  this

year farm values began a decline driving many farmers to the

city, this influx raised land value still higher.

 

1928 - Land value in Chicago reached $5  billion  with  many

records of 1,000% increases from 1915 to 1928.

 

Modern industrial techniques could raise  productivity,  but

not enough to pay such prices.

 

THEN CAME THE FIFTH MAJOR DEPRESSION

 

1932 - Foreclosure suits involved more than  $2  billion  of

land value. Thirty banks failed, heavy unemployment, poverty

and  starvation.  Conditions  remained  bad  throughout  the

thirties, in spite of heavy government interference from the

New  Deal.  Best  year  was  1937   -   still   with   heavy

unemployment. In 1938, the economy again went downhill until

saved in 1939 by the European war.

 

Based on "One Hundred Years of Land Values in Chicago" -  by

Homer Hoyt.

 

*******************************

Henry George School of Social Science

of Los Angeles

Box 655  Tujunga  CA 91042

818 352-4141

*******************************

 

 

 

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