It is good to see this.

Here is another artcile 

http://economics.uwaterloo.ca/needhdata/KrehmBankofCanada.pdf

in the same vien. and there is more on money in
 
http://economics.uwaterloo.ca/needhdata/needham2.html#money




Dr. W. Robert Needham
DEPARTMENT OF ECONOMICS 
University of Waterloo
Waterloo, Ontario, Canada,
N2L 3G1
Tel: 519-888-4567 ext 3949
Fax: 519-725-0530 
Home: 519-578-4143
http://economics.uwaterloo.ca/fac-needham.html

["We cannot live only for ourselves. A thousand fibers connect us with our 
fellow men; and among those fibers, as sympathetic threads, our actions run as 
causes, and they come back to us as effects." - Herman Melville]

["Fascism should be more properly called corporatism, since it is the
merger of state and corporate power." Benito Mussolini]


Quoting Darryl and Natalia <[EMAIL PROTECTED]>:

> For the economists to ponder. An 1816 problem of crumbling sea walls and poor
> road conditions in the island state of Guernsey in the British Channel
> Islands is solved by printing money. The government issued interest free
> loans which were issued for various infrastructural repairs and public
> facilities, resulting in a reinvigorated economy with no inflation. Investing
> in people as the best approach to prosperity is in stark contrast to the
> "spirit" of commerce today. Below from Sam Smith's 
> Progressive Review, Sept. 29/05
> 
> Natalia
> 
> HOW TO PAY FOR A NEW NEW ORLEANS
> 
> ELEVEN YEARS ago the Progressive Review ran a remarkable article by
> Bob Blain in which it was proposed that the government free itself of
> servitude to the private banking system and start printing money to
> pay for public works that add to the wealth of the nation.
> 
> If this seems zany, consider this: every time you use a credit card
> you are allowing some bank to print money. Why do only bankers have
> this privilege and not the US government? In part because the media -
> from Fox News to NPR - won't let anyone even mention so at odds with
> their distorted notion of how our economy works
> 
> The whole article is well worth reading especially since one of the
> prime examples Blain gives involves the island of Guernsey printing
> money to rebuild its sea walls i.e. a sort of levee for land above sea
> level. . .
> 
> BOB BLAIN, THE PROGRESSIVE REVIEW, 1994 - Guernsey is an island state
> located among the British Channel Islands about 75 miles south of
> Great Britain. In 1816 its sea walls were crumbling, its roads were
> muddy and only 4 1/2 feet wide. Guernsey's debt was 19,000 pounds. The
> island's annual income was 3,000 pounds of which 2,400 had to be used
> to pay interest on its debt. Not surprisingly, people were leaving
> Guernsey and there was little employment.
> 
> Then the government created and loaned new, interest-free state notes
> worth 6,000 pounds. Some 4,000 pounds were used to start the repairs
> of the sea walls. In 1820, another 4,500 pounds was issued, again
> interest-free. In 1821, another 10,000; 1824, 5,000; 1826, 20,000. By
> 1837, 50,000 pounds had been issued interest free for the primary use
> of projects like sea walls, roads, the marketplace, churches, and
> colleges. This sum more than doubled the island's money supply during
> this thirteen year period, but there was no inflation.
> 
> In the year 1914, as the British restricted the expansion of their
> money supply due to World War I, the people of Guernsey commenced to
> issue another 142,000 pounds over the next four years and never looked
> back. By 1958, over 542,000 pounds had been issued, all without inflation.
> 
> A visitor to the island that year later wrote:
> 
> "I returned from Guernsey last weekend. It is a fascinating little
> island. There are about 60,000 permanent residents on the island. The
> average family owns 3.3 cars, their unemployment rate is zero and
> their standard of living is very high. There is no public debt. There
> is a surplus of public funds which earn interest. The Guernsey
> Treasury increased the Ml of the island by 40 percent in the last
> three-year period, and this increase did not do anything to inflation.
> The price for a gallon of gasoline in England translates to about $5US
> whereas, the price in Guernsey is about $2US. Contrary to the
> teachings of current economics in all higher institutions, inflation
> is not related to the volume of money but rather to the size of the
> commercial debt."
> 
> http://www.prorev.com/sovreign.htm
> 
> SAM SMITH'S GREAT AMERICAN POLITICAL REPAIR MANUAL, 1997  - A report
> of the island's States Office in June 1946 notes that island leaders
> frequently commented that these public works could not have been
> carried out without the issues, that they had been accomplished
> without interest costs, and that as a result "the influx of visitors
> was increased, commerce was stimulated, and the prosperity of the
> Island vastly improved." By 1943, nearly a half million pounds worth
> of notes belonged to the public and was so valued that much of it was
> being hoarded in people's homes, awaiting the island's liberation from
> the Germans.
> 
> About the same time that Guernsey started to fix its sea walls the
> town of Glasgow, Scotland, borrowed 60,000 pounds to build a fruit
> market. The Guernsey sea walls were repaid in ten years, the fruit
> market loan took 139. In the first part of the the 20th century,
> Glasgow paid over a quarter million pounds in interest alone on this
> ancient project.
> 
> How did Guernsey avoid the fiscal disaster that conventional economics
> prescribed for it? First and foremost by understanding that when you
> build roads or sea walls or colleges or houses, you are not reducing
> your society's wealth. In fact, if you do it right, you are creating
> something that will add to its wealth. The money that was created was
> simply backed by public works rather than gold or "full faith and
> credit." It was, in fact, based on something more solid than the
> dollar bills in our wallets today. In contrast, tacking on an interest
> charge to public works -- as we do in the US -- creates no new wealth,
> but merely transfers claims on existing wealth from debtors to creditors.
> 
> [The cagey burghers of the Channel Islands are no longer interested in
> this form of financing. The islands have instead become off-shore
> havens for major banks and for the megarich.]
> 
> JAMES GIBB STUART - he idea of credit creation by Government has
> already been used effectively on several well-documented historical
> occasions.
> In 1865 Abraham Lincoln himself ordered the creation of 460 million
> dollars to finance the latter stages of the American Civil War.
> In August 1914 Lloyd George, then Chancellor of the Exchequer, printed
> 300 million pounds sterling to rescue the British banks from a
> war-induced liquidity crisis.
> And from 1911 to 1923 Sir Denison Miller, Governor of the Australian
> Commonwealth Bank, made regular issues of debt-free government money
> to preside over the most prosperous period in his country's history.
> Given that these and similar recorded instances of state-created
> debt-free money were successful, the next obvious question is to ask
> why they were not perpetuated. And the short answer is that banking
> opposition was already too formidable. . .
> The bankers maintained that creating credit at will, without debts to
> be paid back or interest to be levied, can become reckless and
> undisciplined, resulting in inflation and a debauching of the
> currency. In certain conditions that can be so, and we should be aware
> of it. But let us also consider the consequences of following the
> bankers' protocol, and accepting that all new money be created as an
> interest-bearing debt upon the community.
> These consequences are all about us. They are seen today in the
> economic cut-backs that governments are adopting right across the
> hemisphere to meet some convergence criteria and cut their public
> spending. . .
> Governments and large corporations destroy natural amenities and
> indiscriminately loot Earth's treasure house of non-recyclable energy
> and resources, all because of the costs and the pressures of servicing
> and sustaining the debt.
> Because debt and the credit monopoly place us under bankerist control,
> rather than political control, democracy itself is downgraded, losing
> that independence of spirit and action to which all free peoples aspire.
> Sir Robert Menzies, Prime Minister of Australia in the 1960s, said
> that "there can be no independence without financial independence". No
> people is truly sovereign which does not have control of its own money.
> Our governments do not have that control when they have to borrow from
> the banking system to create new resources. Politicians elected under
> the people's mandate find themselves beholden to bankers and
> financiers, who are beholden to no-one. Hence the current distrust of
> politics and politicians. There is a malaise at the heart of society,
> and politicians no longer have the means of tackling it, because they
> do not seem to know how to take back control of the people's money. . .
> We need to break the bankers' credit monopoly, and establish a
> non-inflationary procedure whereby an elected government can create a
> proportion of its own new money.
> Promptly, we are told by the banking lobby that it just cannot be,
> that debt-free money is vastly inflationary, and that the only "sound"
> money is bank money, borrowed at interest.
> But ironically the facts of economic history tell otherwise. . . It is
> only within a debt-money system that chronic inflation has ever
> occurred, beginning with the first recorded inflation which destroyed
> http://www.prosperityuk.com/prosperity/articles/bigissue.html
> ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
> 
> HOW TO PAY FOR A NEW NEW ORLEANS
> 
> ELEVEN YEARS ago the Progressive Review ran a remarkable article by
> Bob Blain in which it was proposed that the government free itself of
> servitude to the private banking system and start printing money to
> pay for public works that add to the wealth of the nation.
> 
> If this seems zany, consider this: every time you use a credit card
> you are allowing some bank to print money. Why do only bankers have
> this privilege and not the US government? In part because the media -
> from Fox News to NPR - won't let anyone even mention so at odds with
> their distorted notion of how our economy works
> 
> The whole article is well worth reading especially since one of the
> prime examples Blain gives involves the island of Guernsey printing
> money to rebuild its sea walls i.e. a sort of levee for land above sea
> level. . .
> 
> BOB BLAIN, THE PROGRESSIVE REVIEW, 1994 - Guernsey is an island state
> located among the British Channel Islands about 75 miles south of
> Great Britain. In 1816 its sea walls were crumbling, its roads were
> muddy and only 4 1/2 feet wide. Guernsey's debt was 19,000 pounds. The
> island's annual income was 3,000 pounds of which 2,400 had to be used
> to pay interest on its debt. Not surprisingly, people were leaving
> Guernsey and there was little employment.
> 
> Then the government created and loaned new, interest-free state notes
> worth 6,000 pounds. Some 4,000 pounds were used to start the repairs
> of the sea walls. In 1820, another 4,500 pounds was issued, again
> interest-free. In 1821, another 10,000; 1824, 5,000; 1826, 20,000. By
> 1837, 50,000 pounds had been issued interest free for the primary use
> of projects like sea walls, roads, the marketplace, churches, and
> colleges. This sum more than doubled the island's money supply during
> this thirteen year period, but there was no inflation.
> 
> In the year 1914, as the British restricted the expansion of their
> money supply due to World War I, the people of Guernsey commenced to
> issue another 142,000 pounds over the next four years and never looked
> back. By 1958, over 542,000 pounds had been issued, all without inflation.
> 
> A visitor to the island that year later wrote:
> 
> "I returned from Guernsey last weekend. It is a fascinating little
> island. There are about 60,000 permanent residents on the island. The
> average family owns 3.3 cars, their unemployment rate is zero and
> their standard of living is very high. There is no public debt. There
> is a surplus of public funds which earn interest. The Guernsey
> Treasury increased the Ml of the island by 40 percent in the last
> three-year period, and this increase did not do anything to inflation.
> The price for a gallon of gasoline in England translates to about $5US
> whereas, the price in Guernsey is about $2US. Contrary to the
> teachings of current economics in all higher institutions, inflation
> is not related to the volume of money but rather to the size of the
> commercial debt."
> 
> http://www.prorev.com/sovreign.htm
> 
> SAM SMITH'S GREAT AMERICAN POLITICAL REPAIR MANUAL, 1997  - A report
> of the island's States Office in June 1946 notes that island leaders
> frequently commented that these public works could not have been
> carried out without the issues, that they had been accomplished
> without interest costs, and that as a result "the influx of visitors
> was increased, commerce was stimulated, and the prosperity of the
> Island vastly improved." By 1943, nearly a half million pounds worth
> of notes belonged to the public and was so valued that much of it was
> being hoarded in people's homes, awaiting the island's liberation from
> the Germans.
> 
> About the same time that Guernsey started to fix its sea walls the
> town of Glasgow, Scotland, borrowed 60,000 pounds to build a fruit
> market. The Guernsey sea walls were repaid in ten years, the fruit
> market loan took 139. In the first part of the the 20th century,
> Glasgow paid over a quarter million pounds in interest alone on this
> ancient project.
> 
> How did Guernsey avoid the fiscal disaster that conventional economics
> prescribed for it? First and foremost by understanding that when you
> build roads or sea walls or colleges or houses, you are not reducing
> your society's wealth. In fact, if you do it right, you are creating
> something that will add to its wealth. The money that was created was
> simply backed by public works rather than gold or "full faith and
> credit." It was, in fact, based on something more solid than the
> dollar bills in our wallets today. In contrast, tacking on an interest
> charge to public works -- as we do in the US -- creates no new wealth,
> but merely transfers claims on existing wealth from debtors to creditors.
> 
> [The cagey burghers of the Channel Islands are no longer interested in
> this form of financing. The islands have instead become off-shore
> havens for major banks and for the megarich.]
> 
> JAMES GIBB STUART - he idea of credit creation by Government has
> already been used effectively on several well-documented historical
> occasions.
> In 1865 Abraham Lincoln himself ordered the creation of 460 million
> dollars to finance the latter stages of the American Civil War.
> In August 1914 Lloyd George, then Chancellor of the Exchequer, printed
> 300 million pounds sterling to rescue the British banks from a
> war-induced liquidity crisis.
> And from 1911 to 1923 Sir Denison Miller, Governor of the Australian
> Commonwealth Bank, made regular issues of debt-free government money
> to preside over the most prosperous period in his country's history.
> Given that these and similar recorded instances of state-created
> debt-free money were successful, the next obvious question is to ask
> why they were not perpetuated. And the short answer is that banking
> opposition was already too formidable. . .
> The bankers maintained that creating credit at will, without debts to
> be paid back or interest to be levied, can become reckless and
> undisciplined, resulting in inflation and a debauching of the
> currency. In certain conditions that can be so, and we should be aware
> of it. But let us also consider the consequences of following the
> bankers' protocol, and accepting that all new money be created as an
> interest-bearing debt upon the community.
> These consequences are all about us. They are seen today in the
> economic cut-backs that governments are adopting right across the
> hemisphere to meet some convergence criteria and cut their public
> spending. . .
> Governments and large corporations destroy natural amenities and
> indiscriminately loot Earth's treasure house of non-recyclable energy
> and resources, all because of the costs and the pressures of servicing
> and sustaining the debt.
> Because debt and the credit monopoly place us under bankerist control,
> rather than political control, democracy itself is downgraded, losing
> that independence of spirit and action to which all free peoples aspire.
> Sir Robert Menzies, Prime Minister of Australia in the 1960s, said
> that "there can be no independence without financial independence". No
> people is truly sovereign which does not have control of its own money.
> Our governments do not have that control when they have to borrow from
> the banking system to create new resources. Politicians elected under
> the people's mandate find themselves beholden to bankers and
> financiers, who are beholden to no-one. Hence the current distrust of
> politics and politicians. There is a malaise at the heart of society,
> and politicians no longer have the means of tackling it, because they
> do not seem to know how to take back control of the people's money. . .
> We need to break the bankers' credit monopoly, and establish a
> non-inflationary procedure whereby an elected government can create a
> proportion of its own new money.
> Promptly, we are told by the banking lobby that it just cannot be,
> that debt-free money is vastly inflationary, and that the only "sound"
> money is bank money, borrowed at interest.
> But ironically the facts of economic history tell otherwise. . . It is
> only within a debt-money system that chronic inflation has ever
> occurred, beginning with the first recorded inflation which destroyed
> http://www.prosperityuk.com/prosperity/articles/bigissue.html
> ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
> 
> 
> All mail scanned by NAV
> 


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