> Business/Financial Desk; SECTB 
> Abruptly, Expatriate Bankers Are Cut Loose 
> By KEITH BRADSHER and JULIA WERDIGIER; Keith Bradsher reported from
> Singapore and Hong Kong, and Julia Werdigier from London. Bettina
> Wassener contributed reporting from Hong Kong. 
> 5 March 2009      The New York Times 
> 
> SINGAPORE -- Losing your job anywhere is disorienting, but imagine
> being laid off when you work in a foreign country. Not only is your
> source of income, and perhaps a good part of your identity, suddenly
> yanked away, but often you lose your right to remain in the country.
> Add to that urgent disruption the calamity of a collapsing industry
> and you have the life more or less of thousands of American
> expatriates in banking and finance.
> The archetype of the young international banker cut one of the most
> dashing figures of the age of globalization. Well-educated and
> well-connected, able to take their pick of jobs, they skipped across
> employers like they did countries for weekend getaways.
> As recently as last fall, financial professionals who lost their jobs
> as Wall Street bled could hope for new positions overseas. But layoffs
> have spread quickly from New York to Europe and now to the Mideast and
> Asia, leaving a growing number of jobless expats, as they are known,
> with few places to turn and either stranded or forced to return home.
> A rhyming refrain among laid-off bankers a few months ago -- ''Try
> Dubai, Mumbai and Shanghai'' -- now seems hopelessly dated. Financial
> markets in all three cities have crashed.
> Also out of date, the acronym ''filth,'' which long stood for ''Failed
> in London? Try Hong Kong.'' Many American and European investment
> banks have been trimming staff in Hong Kong as well. About 325,000
> financial services jobs have been cut worldwide since August 2007,
> according to the International Labor Organization. Many banks have
> reduced bonuses by as much as 80 percent or cut them completely.
> Because times were so good -- during all or almost all of many of
> their careers -- the weight of the current malaise is that much
> greater. The layoffs are affecting local bankers for multinationals as
> well as expats.
> ''I didn't think it was possible,'' said Marco Wong, a Singaporean who
> speaks both Chinese and English and has a master's degree in wealth
> management. He was laid off from Citibank in January, just months
> after being courted by recruiters from Citibank, HSBC and Credit
> Suisse. ''It was quite shocking,'' he said.
> While there are no reliable figures on the number of expatriate
> bankers who have been laid off, the cuts have been widespread. Even in
> the Middle East, where banks like Merrill Lynch and Citibank had hired
> dozens of investment bankers late last year to build large offices,
> expats are having to pack their bags.
> How these newly unemployed will fare will depend on a combination of
> personal and family resources, networks and that intangible factor,
> resilience.
> Asia was one of the last places to be affected by layoffs. Most
> economies here remained strong until exports began to plunge late last
> year and investor confidence crumbled. Big financial institutions like
> Morgan Stanley, Goldman Sachs, Bank of America and others have each
> laid off more than 100 employees in Asia this winter.
> More layoffs are likely. ''When you need to reduce costs quickly, you
> just take out 10 percent and that's it, boom,'' said one investment
> bank official who asked for anonymity because the subject was
> delicate.
> Now some Hong Kong landlords are demanding three months' security from
> bankers instead of the usual two, because of the risk the prospective
> tenants may be laid off. Since business is so slow, financial sector
> recruiters have begun scheduling long vacations.
> Local banks in Asia, unlike European banks, have had fewer layoffs as
> a percentage of total employment because they largely avoided buying
> American securities in the last few years. But they have never
> employed large numbers of expatriates.
> Many expats return home after losing their jobs. Some, seeing the
> writing on the wall, are even walking away from high-paying,
> high-pressure jobs.
> When David Flynn, for example, moved to London from Australia four
> years ago, he loved being part of a bustling financial center ripe
> with career opportunities and fat bonuses. But as the recession set
> in, the excitement and work ebbed, and Mr. Flynn, 28, left his job at
> Union Bancaire Privee at the end of last year and moved back to Perth.
> Now he uses his overseas experience to advise clients on investments.
> ''I thought I could either sit in London and sit through this downturn
> or go back and live on my own terms,'' Mr. Flynn said. ''London is a
> great place, but if you don't have the money to enjoy all the things
> that are good, you struggle.''
> For bankers still trying to cling to their overseas perches, career
> counselors are generally telling them not to move, and to use their
> networks to look for jobs locally instead of sending resumes halfway
> around the world.
> ''Stay put,'' said Paul Heng, the managing director of Next Career
> Consulting Group Asia, in Singapore. ''I don't think there is a refuge
> anywhere in this world,'' he said.
> In Asia, many of those losing their jobs seem to be following Mr.
> Heng's advice for now. James E. Thompson, the chairman of Crown
> Worldwide Group, a large Hong Kong-based mover catering to
> expatriates, said there was no sign of an exodus.
> London is different. Sandra Johnson, president of the Kensington and
> Chelsea Women's Club in London, which provides social networking
> opportunities for Americans in London, said many families were leaving
> and fewer arriving. Membership in the club has dropped 10 percent from
> two years ago, to 1,100.
> ''It's really difficult,'' said Ms. Johnson, who moved to London with
> her family from Westchester County near New York City more than four
> years ago. ''Some people just try to make it until the end of the
> year.''
> Mr. Heng, the career consultant, said that he was encouraging some
> high-fliers to consider completely new careers. He cited a chief
> information officer of a technology company who just found a job he
> loves as a high school teacher. The pay is a lot lower, he said, but
> the job security is hard to beat.
> =================================================
> 

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