Hi Arthur,

At 13:25 08/04/02 -0400, you wrote:
>Keith,
>
>You still haven't answered my question
>
>And who or what group would ensure that transparency?  Seems that oversight
>and regulation ensures transparency and playing by the rules.

I thought I had done! I wrote:

(KH)
<<<<
Just as innumerable people (financial journalists, share analysts, consumer
and shareholder bodies) are presently trying to understand General
Electric's accounts in the US (in case the firm is another Enron --
unlikely, but possible), they would do the same in the case of any company
with the tinest whiff of suspicion. They would be greatly helped by
complete information, of course.
>>>>

In addition to those which already have a deep interest in the true state
of affairs of businesses (particularly the large, and apparently successful
ones), I can't specify in advance just what other new bodies would arise
were there to be transparent information, but you could bet that there
would be more than enough of them. Our Consumer Association would
undoubtedly become involved because millions of people with private
pensions are now very worried about the due diligence of the trustees and
associate stockbrokers as to the true state of the companies invested in.

Also, considering that the so-called Chinese Walls between analysts and
brokers within investment banks and mutual funds have been shown to be
quite false during the recent stock market boom, then genuine objective
analysts would be much in demand by investors -- but with advice paid for,
not given away free.

(AC)
>Your answer that the present oversight group missed 4 large scandals doesn't
>speak to the scandals that have been averted because of their very
>existence.

To my knowledge, the FSA has not yet averted sniffed out big scandals
within specific companies. It has warned house buyers against using
endowment-type mortgages -- but then most people who read their newspapers
knew that anyway. I think that the FSA will, in due course, do a lot of
'good', but it cannot possibly anticipate new scams because it can't call
for possible crucial internal evidence unless it has already decided to
prosecute. Even now, with all the new powers given to it, the FSA finds
that getting information out of businesses is a difficult job. 

(AC)
>Having a policing force in existence doesn't mean the elimination of crime.
>It means that crime is kept within tolerable limits.

No, but having different police forces with different areas of expertise
and answering to different segments of the public would be much more likely
to expose wrong-doing.

(AC)
>So I ask again:
>Who or what group would ensure that transparency?  Seems that oversight
>and regulation ensures transparency and playing by the rules.
>Keith, I hope you are not going to suggest self-regulation.

No Sir! 

Keith



__________________________________________________________
�Writers used to write because they had something to say; now they write in
order to discover if they have something to say.� John D. Barrow
_________________________________________________
Keith Hudson, Bath, England;  e-mail: [EMAIL PROTECTED]
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