I signed up for a type of protection/alert at Privista, which is like an
Equifax service company. In addition, the big three credit agencies are
rolling out similar services.
Regards, Dustin
On Sat, 2001-09-01 at 19:12, Sue Smith wrote:
<em>> Good advice, Larry. Here are some more tips, which I copied from a
<em>> message from a friend. She said she got it from an Ann Landers column in
<em>> the Advocate:
<em>> 
<em>> 1. Destroy papers you don't need, like credit card and atm slips.
<em>> 2. Use a shredder for everything that has personal information on it.
<em>> 3. Guard your SSN. Don't carry it with you, don't print it on checks,
<em>> drivers license etc., and don't give it out unless absolutely necessary.
<em>> Use your drivers license number instead.
<em>> 4. Check your credit report once a year.
<em>> 5. Block your name from marketing lists. Remove it from pre-approved
<em>> credit offers by calling 888-567-8688.
<em>> 6. Don't carry any personal information on you that you don't need --
<em>> extra credit cards, SSN, etc. Cancel credit cards you don't need.
<em>> 7. Keep confidential information in a locked place.
<em>> 8. Use caution when buying over the Internet or phone, especially if you
<em>> did not initiate the phone call.
<em>> 9. Beware of scams about winning a contest, especially if you are asked
<em>> to provide SSN or personal data first.
<em>> 10. Use passwords with any account possible, and safeguard the
<em>> passwords.
<em>> 11. Keep track of your credit card when paying with it -- don't let a
<em>> clerk take it out of your sight.
<em>> 12. Use a firewall on your PC.
<em>> 13. Support legislation that tightens id theft penalties and restricts
<em>> sale of id info.
<em>> 14. If victimized, notify police and credit agencies at once.
<em>> 15. More info available at http://www.idtheftcenter.org,
<em>> http://www.consumer.gov/idtheft, and Fed Trade Commission ph
<em>> 877-438-4338.
<em>> 
<em>> This must be quite a problem, with several messages about it just
<em>> recently. And it seems that I've heard it talked about several times
<em>> recently on radio.
<em>> 
<em>> To all these lists, I would add another precaution: safeguard your PDA
<em>> and your PIM (or its paper equivalent) at work and at home -- these can
<em>> be loaded with personal info on you and your entire address list.
<em>> 
<em>> What an 'exciting' world we live in!!
<em>> 
<em>> Sue
<em>> 
<em>> 
<em>> Larry Braud wrote:
<em>> > 
<em>> > Since "Identity theft" is big business these days, thought I'd pass this
<em>> > along.
<em>> > 
<em>> > A corporate attorney sent this out to the employees in his company.
<em>> > Pass it along, for your information.
<em>> > 
<em>> > WHAT TO DO IF YOU LOSE YOUR PURSE OR WALLET
<em>> > 
<em>> > We've all heard horror stories about fraud that's committed us in your
<em>> > name, address, SS#, credit, etc.  Unfortunately I (the author of this
<em>> > piece who happens to be an attorney) have firsthand knowledge.  My
<em>> > wallet was stolen last month and within a week the thieve(s) ordered an
<em>> > expensive monthly cell phone package, applied for a VISA credit card,
<em>> > had a credit line approved to buy a Gateway computer, received a PIN
<em>> > number from DMV to change my driving record information online, and
<em>> > more.
<em>> > 
<em>> > But here's some critical information to limit the damage in case this
<em>> > happens to you or someone you know.  As everyone always advises, cancel
<em>> > your credit cards immediately, but the key is having the toll free
<em>> > numbers and your card numbers handy so you know whom to call.  Keep
<em>> > those where you can find them easily.  File a police report immediately
<em>> > in the jurisdiction where it was stolen, This proves to credit providers
<em>> > you were diligent, and is a first step toward an investigation (if there
<em>> > ever is one).
<em>> > 
<em>> > But here's what is perhaps most important: (I never ever thought to do
<em>> > this) - Call the three national credit reporting organizations
<em>> > immediately to place a fraud alert on your name and SS#.  I had never
<em>> > heard of doing that until advised by a bank that called to tell me an
<em>> > application for credit was made over the Internet in my name.  The alert
<em>> > means any company that checks your credit knows your information was
<em>> > stolen and they have to contact you by phone to authorize new credit.
<em>> > 
<em>> > By the time I was advised to do this, almost 2 weeks after the theft,
<em>> > all the damage had been done.  There are records of all the credit
<em>> > checks initiated by the thieves' purchases, none of which I knew about
<em>> > before placing the alert.  Since then, no additional damage has been
<em>> > done, and the thieves threw my wallet away this weekend (someone turned
<em>> > it in).  It seems to have stopped them in their tracks.
<em>> > 
<em>> > The numbers are:
<em>> > Equifax:  1-800-525-6285
<em>> > Experian (formerly TRW):  1-888-397-3742
<em>> > Trans Union:  1-800-680-7289
<em>> > Social Security Administration (fraud line):  1-800-269-0271
<em>> > 
<em>> > [Non-text portions of this message have been removed]
<em>> > 
<em>> > ------------------------ Yahoo! Groups Sponsor ---------------------~-->
<em>> > Secure your servers with 128-bit SSL encryption! Grab your copy of 
VeriSign's FREE Guide: "Securing Your Web Site for Business." Get it Now!
<em>> > http://us.click.yahoo.com/n7RbFC/zhwCAA/yigFAA/89EolB/TM
<em>> > ---------------------------------------------------------------------~->
<em>> > 
<em>> > You voluntairly subscribed to this mailing.  You are free to 
unsubscribe at any time.  You can unsubscribe by sending an e-mail to [EMAIL 
PROTECTED]  To access any advanced features of this mailing list goto 
http://groups.yahoo.com
<em>> > 
<em>> > 
<em>> > 
<em>> > Your use of Yahoo! Groups is subject to 
http://docs.yahoo.com/info/terms/
<em>> 
<em>> 
<em>> ================================================
<em>> BRLUG - The Baton Rouge Linux User Group
<em>> Visit http://www.brlug.net for more information.
<em>> Send email to [EMAIL PROTECTED] to change
<em>> your subscription information.
<em>> ================================================
<em>> 

-- 
Dustin Puryear <[EMAIL PROTECTED]>
http://members.telocity.com/~dpuryear
In the beginning the Universe was created. 
This has been widely regarded as a bad move. - Douglas Adams
================================================
BRLUG - The Baton Rouge Linux User Group
Visit http://www.brlug.net for more information.
Send email to [EMAIL PROTECTED] to change
your subscription information.
================================================

<!-- body="end" -->
<hr noshade>
<ul>
<li><strong>Next message:</strong> john beamon: "Re: [brluglist] re: Links 
page.."
<li><strong>Previous message:</strong> Larry Braud: "Re: [brluglist] re: Links 
page.."
<li><strong>In reply to:</strong> Sue Smith: "[brluglist] Re: [CCCCList]"
<li><strong>Messages sorted by:</strong> 
[ date ]
[ thread ]
[ subject ]
[ author ]
[ attachment ]
</ul>
<hr noshade>

<small>
<em>
This archive was generated by hypermail 2.1.2 
: <em>Thu Sep 06 2001 - 11:10:57 CDT</em>
</em>
</small>
</body>
</html>

Reply via email to