On Sun, Aug 30, 2009 at 4:21 AM, Brandon Craig
Rhodes<[email protected]> wrote:
>
> We have established that a store owner might want to allow the user to
> choose between different off-site checkout processes, because the user
> might have an account already on one but not on another.  One user might
> have a Google Checkout account already; another, a PayPal account.  And,
> so, a certain shop owner might want the user confronted during the
> checkout process with a screen (which the "multiplepaymentprocessor"
> guys already have an early working version of!) like:
>
>    How would you like to check out?
>
>     * Use Google Checkout
>     * Use PayPal
>     * Enter my credit card information right here on-site
>
> So, we need to support user choice between different off-site payment
> processors, and also let them choose to remain on-site if that is an
> option the store owner wants to offer.
>
> But what about the various on-site mechanisms?  Take, for example,
> AuthorizeDotNet and PayFlowPro: both of them let Plone accept the credit
> card information, and then, hidden back behind Plone where the user
> never even knows they're there, they authorize and charge the payment on
> behalf of the site.
>
> Because they're hidden, and the user cannot interact with them directly
> - they never get to talk to the user's browser or anything - it's not
> clear to me that it would ever be useful to let the user choose among
> these credit card processors.  That is, I'm not sure there's a use case
> for the user being presented with the following dialog:
>
>    How would you like your credit card charged?
>
>     * Use AuthorizeDotNet to check my credit card number
>     * Use PaymentTech to check my credit card number
>
> So, what do *you* guys think?

There *may* be a case for dynamically selecting from several different
on-site payment processors. Where the code picks one that matches the
currency of the shopper. If buying in USD then use ProcessorA or if
buying in GBP then use ProcessorB. (Though that'd be a bit more
elaborate than usual I suspect.)

-- 
Michael Dunstan

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