Diversified funds are bleeding

But Investors Are Not In A Hurry To Make An Exit, Wait For Buying Scope

TIMES NEWS NETWORK

Mumbai: Diversified equity schemes continue to be in the negative territory.
The best performing scheme — Birla Sun Life Asset Allocation Aggressive (see
table) — has returned -30% in the last one year. JM Emerging Leaders, the
worst performer in the category, has posted -70% returns (if one could call
that) in the past year.
   However, what is surprising is that investors, those who have seen their
capital wiped out as well as those still in the black, are not in a hurry to
get out of the market. They seem to be listening to their financial
advisers, who are advising them to hold on to their investment and start
buying in small quantities over a period of time.
   ''It is a good sign that investors are not pulling out money in a big way
this time. It shows that there is much more awareness about the stock
market,'' says Mukesh Dedhia, director, Ghalla & Bhansali Securities. ''In
fact, money is still coming in small quantities. The next time when there is
a similar fall like the one we had this year, I think people would start
buying in a big way.''
   The view is shared by a senior fund manager: ''Sure, you could argue that
those who have entered the market in the last year or two are not in a position
to get out of the market, as their capital has eroded by almost 50%. But
even those who entered the market in 2003 and still have positive returns are
not showing any signs of panic.''
   Dedhia says investors should shift their attention from their purchase
price and focus on valuations. ''Whether you have made a profit or loss, you
shouldn't focus on your purchase price. You should understand that the
valuations are very attractive now,'' he says. ''This is the time to start
buying in small quantities over a period of time and wait for the market to
turn around.''
   That leads to the question: how long should one wait? Mutual fund
managers and financial advisors wouldn't hazard a guess. ''Whether it will
happen in a year or in the next five years is difficult to predict. But it
is certain that it will happen at some point,'' says Dedhia. ''If you are in
the market, you would benefit from the next bull run.''

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