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From: The 5 Minute Wrapup [mailto:[email protected]] 
Sent: Thursday, February 12, 2009 5:05 PM
To: Reader
Subject: India can save the US

 


 <http://click.youreletters3.com/t/49972/3730453/164554/0/> If you are not
able to view this mailer properly, please click here.

 


 <http://click.youreletters3.com/t/49972/3730453/162831/0/> Investing in
India - 5 Minute Wrap Up by Equitymaster

 



 


On this day - February 12 2009


 

 <http://click.youreletters3.com/t/49972/3730453/162846/0/> ARCHIVES |
<http://click.youreletters3.com/t/49972/3730453/162831/0/> EQUITYMASTER
HOMEPAGE 

India can save the US 

In this issue: 
> John Bogle's views on 'real' wealth 
> Uniform face value system for all listed companies 
> What is Buffett investing in? 
> Gold prices shoot up 
> ...and more! 


00:00

 

Indians can help the US tide over the depression like crisis that the
world's largest nation faces. At least this is what the noted writer and New
York Times columnist, Thomas Friedman, believes. He writes in his latest
post on the newspaper's website - "Leave it to a brainy Indian to come up
with the cheapest and surest way to stimulate our economy: immigration." 

----------------------- Equitymaster Poll ----------------------- 
Which is India's Most Admired Corporate? 
Make Your Opinion Count! Click here.
<http://click.youreletters3.com/t/49972/3730453/164311/0/>  
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He further quotes Shekhar Gupta, editor of The Indian Express - "All you
need to do is grant visas to two million Indians, Chinese and Koreans. We
will buy up all the subprime homes. We will work 18 hours a day to pay for
them. We will immediately improve your savings rate - no Indian bank today
has more than 2 percent nonperforming loans because not paying your mortgage
is considered shameful here. And we will start new companies to create our
own jobs and jobs for more Americans." 


 The 5 Minute WrapUp: Struggling to save
<http://www.equitymaster.com/5minwrapup/images/2009/021209_Struggling_to_Sav
e_equitymaster.gif> 


Image source: New York Times

A wonderful mantra for survival indeed! But whether it will find favour
within the US is highly doubtful given Obama's rhetoric regarding saving
American jobs by putting restrictions on offshoring. Friedman has indeed
long believed that the developed world cannot maintain or improve
productivity by closing their gates to immigration and offshoring. In
viewing the American immigration laws as too restrictive and damaging to
economic output, he said a few years ago - "It is pure idiocy that Congress
will not open our borders - as wide as possible - to attract and keep the
world's first-round intellectual draft choices in an age when everyone
increasingly has the same innovation tools and the key differentiator is
human talent." 

Friedman argues against opponents of free trade that by exporting low-skill
and low-wage jobs to foreign countries, more advanced and higher-skilled
jobs will be freed up and made available for those displaced by the
outsourcing. And so, he writes in his latest article - "Dear America, please
remember how you got to be the wealthiest country in history. It wasn't
through protectionism, or state-owned banks or fearing free trade. No, the
formula was very simple: build this really flexible, really open economy,
tolerate creative destruction so dead capital is quickly redeployed to
better ideas and companies, pour into it the most diverse, smart and
energetic immigrants from every corner of the world and then stir and
repeat, stir and repeat, stir and repeat, stir and repeat." 

We Indians love you, Thomas! 


01:36

 

John Bogle, the founder of Vanguard Group, also had very interesting views
to state in his recent interview to CNN. The legendry fund manager who was
ironically born at the start of the Great Depression, in 1929, believes that
the current economic crisis is the biggest that he has seen in his lifetime.
Concurring that 'investing is an act of faith', the legendary investor
acknowledged that greedy individuals and banks have taken advantage of the
investors' faith in the financial system. 

Nevertheless, he believes that the financial world has now discovered the
real wealth out of the superficial wealth. With the market capitalisation of
US companies coming down from US$ 18 trillion to nearly US$ 9 trillion, the
dividend yield on the same has improved from 1% to 3% and they are currently
valued at 1.5 times assets as against 3 times assets a couple of years back.



02:11

 

In a bid to reduce confusion among investors, SEBI is contemplating
introducing a uniform face value system for all listed companies. At
present, companies have the choice to decide what face value they want to
adopt provided it is between Rs 1 and Rs 100. The confusion it appears is
more apparent when dividend is declared as a percentage of face value. 

However, the idea of introducing a uniform face value system is not
something new and was something that was being considered for over eight
years now. Obviously nothing much came out of it. In fact, SEBI earlier had
announced that companies would now have to declare dividend on per share
basis and not on the face value. However, this proved easier said than done
due to legal complications. We really wonder whether this latest move of
SEBI will be of any help. Are investors really such a confused lot? We think
not. 


02:47

 

As much as Warren Buffett would like to stick to his words of having an
investment horizon of 'forever', the man heralded as the 'Oracle of Omaha'
must disclose his holdings in Berkshire Hathaway and the performance of the
same on a quarterly basis to the US Securities & Exchange Commission (SEC).
Buffett is known to have evaluated companies based on their stability,
competitive advantage and an enduring moat that protects excellent returns
on invested capital. The man, who makes most of the investment decisions at
Omaha-based Berkshire, is required to tell the regulators about changes to
the firm's equity portfolio every three months. 

Berkshire's stock price has declined 36% in the past year and its profits
have fallen in four consecutive quarters. But Buffett stands undeterred. In
fact, he is also reportedly investing his own money into US stocks as prices
decline amid the worst financial crisis in 75 years. Having said that, his
latest deals seem to have yielded even more favourable terms as Buffett
agreed to buy preferred shares in companies that would pay him dividends
ranging from 12% to 15%. Are you still surprised at his reticence? 


03:29

 

As the world around us is mired in fear after years of greed, it is
important to pay tribute to the man that knew the most about the origin of
mankind and its evolution. The world today celebrates the 200th birthday of
Charles Darwin, who taught us the history of evolution. Darwin, through his
'Origin of Species' showed that all species of life have evolved over time. 

The evolution of Darwin


 The 5 Minute WrapUp: The evolution of Darwin
<http://www.equitymaster.com/5minwrapup/images/2009/021209_The_evolution_of_
Darwin_equitymaster.gif> 


Image source: Wikipedia

But have we really, when it comes to matters of money? The greed for money
now is the same as hundreds of years back. The root of the current recession
is more of less the same as the Great Depression...greed for money, and more
of it! So can we say that the species called 'man' has evolved over time in
the matters of money? Probably not! 


04:02

 

Charlie Munger, Warren Buffett's partner and a widely admired investor has
in an article in the Washington Post put forth his views on how public
confidence can be restored. He suggests that the government should put in
place reforms that could be a mix of moral, accounting and economic
concepts, to dampen future booms. Although these reforms will cause pain
now, it should be endured for benefits in the future. 


04:18

 

Key Asian indices closed lower today led by weakness in Japanese and Hong
Kong markets. The Indian benchmark BSE-Sensex ended the day with a loss of
nearly 153 points (1.6%). Although the inflation number (measured in terms
of wholesale price index, WPI) declined to 4.4% during the week ended
January 31, 2009 from 5.1% a week ago, the fall in IIP (index of industrial
production) data dampened sentiments in domestic markets. 

IIP for December 2008 fell by 2% as against a growth of 8.6% during December
2007, primarily due to the manufacturing sector registering a negative
growth of 2.5% in December 2008 as against a rise of 8.6% last year. The
European markets have also opened in the negative. 


04:46

 

The price of Indian gold which toed in line with the international gold
prices has shot to a high of Rs 14,390 per 10 grams. International prices,
which are currently hovering around US$ 940 an ounce, have moved up sharply
over the past few days given the heightened economic uncertainty. 


04:50 

 

 Today's investing mantra

"It is well to consider the financial strength and debt structure to see if
a few bad years would hinder the company's long-term progress" - Peter Lynch



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