[image: PPFAS] <http://www.ppfas.com/>  *23rd March 2009*   *Inside this
report...*
When (Not) to Trust
Yourself<http://mail.google.com/mail/?ui=1&ik=8d3b7c8fc0&view=cv&search=inbox&th=12031ceb851582de&ww=1003&cvap=0&qt=&zx=cva15ay0c41e#12031ceb851582de_12031bb93619f423_pv>
Asset 
Allocation<http://mail.google.com/mail/?ui=1&ik=8d3b7c8fc0&view=cv&search=inbox&th=12031ceb851582de&ww=1003&cvap=0&qt=&zx=cva15ay0c41e#12031ceb851582de_12031bb93619f423_asset>

Oracle Financial Services Software Limited: Initiating
Coverage<http://mail.google.com/mail/?ui=1&ik=8d3b7c8fc0&view=cv&search=inbox&th=12031ceb851582de&ww=1003&cvap=0&qt=&zx=cva15ay0c41e#12031ceb851582de_12031bb93619f423_oracle>
      *When (Not) to Trust Yourself*  Contributor: Arpit Ranka |
[email protected]
To be Skillful is to be able to accomplish a given task, directed towards
seeking an intended result, with comfort and in the least possible time.
However, an another important aspect of being skillful at something, and
importantly to retain the skill with the changing times, is the ability to
understand when not to trust your own skills and make necessary changes as
we move along.

As an investor, discovering an investment philosophy that suits our
temperament and which is sound enough to beat the indices, when
appropriately implemented, is akin to acquiring a professional skill. One of
the major impediments in mastering that skill is learning to deal with the
conflicting thoughts arising out of occasional disconnect between our
investment philosophy and negative outcomes from individual investment
operations. And how we deal with such disconnects, over the long run, should
determine if we manage to develop and retain the skill.
more...<http://www.ppfas.com/research/ereports/week/230309/index.php#pv>
 *Asset Allocation*  Ashish Shah | [email protected]
The five-year Bull Run from 2003 to 2008 had made concepts like debt, cash,
asset allocation and financial planning quite unfashionable. The only
investment destination one could think of was equity, thanks to the soaring
stocks markets. The steep fall in equity market since January 2008 has left
many equity investors licking wounds, leaving virtually no place to hide.
Bull market or bear market, there is never a time to abandon asset
allocation. Times have changed and so has the thinking. It is essential to
recognize the power of asset allocation all times, including tough times.
Investors are now giving more relevance to asset allocation and planning of
investments keeping in mind the long-term financial goals.

Asset allocation refers to the process of allocating your investments
between different asset classes. Asset allocation means diversifying your
money among different types of investment categories, such as stocks, bonds,
gold, property and cash. The goal is to help reduce risk and optimize
returns. The goal of asset allocation is to create an optimum mix of asset
classes that have the potential to appreciate while meeting your risk
tolerance level and financial goals.
more...<http://www.ppfas.com/research/ereports/week/230309/index.php#asset>
 *Oracle Financial Services Software Limited: Initiating Coverage*  Raunak
Onkar| [email protected]
*A View Askew*
The concept of an Oracle at Delphi, a Greek town, was instigated in the 8th
century BC. The Oracle was the fortune teller, suggesting victory or plunder
to kings & contemporary rulers. A Pythia was the priestess who presided over
the Oracle representing the words of Apollo himself, a Greek God.

This Pythia was chosen from amongst the many women or even girls proven to
be of a good character, often from an aristocratic family, & mostly
educated. After being chosen as a Pythia her entire life would be spent in
service of the temple of Apollo. All her efforts were then channelled for
this social cause of reiterating God's wisdom to the commoners. In the midst
of all this, the Pythia gained world-wide fame as being one of the chosen
one's, yet her true potential as a woman was often undermined by the common
people. 
more...<http://www.ppfas.com/research/ereports/week/230309/index.php#oracle>
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-- 
Regards,

Anuj Anandwala
Analyst I Investment Research

Parag Parikh Financial Advisory Services Ltd.
Tel: 022 2284 6555
URL: www.ppfas.com

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