Stocks down on dip in consumer confidence Stocks move sharply lower on last
day of 2Q after unexpected dip in consumer confidence


 [image: <font color='#808080'>AP - Traders Ben Willis, center, and Peter
Tuchman work on the floor of the New York Stock Exchange Tuesday,
...</font>]

AP - Traders Ben Willis, center, and Peter Tuchman work on the floor of the
New York Stock Exchange Tuesday, ...

Stocks fell sharply Tuesday after a private research group said consumer
confidence unexpectedly fell in June.

Investors had been expecting the Conference Board's measure of consumer
sentiment to hold steady following big jumps in April and May. Consumer
confidence is closely watched because spending from consumers accounts for
more than two-thirds of U.S. economic activity.

The latest data on the troubled housing sector provided no help to the
market.

The number of homeowners at least two months behind or in foreclosure jumped
in the first quarter from the previous quarter, a Treasury Department report
said Tuesday. And much of the increase came from borrowers who had good
credit.

Meanwhile, the Standard & Poor's/Case-Shiller index showed home prices in 20
major cities dropped by 18.1 percent from April 2008. The 10-city index fell
18 percent from the year before.

While April marked the third straight month both indexes didn't set record
price declines, a recovery in housing is still a long way off. The 20-city
index is down almost 33 percent from its peak in the second quarter of 2006.

In early afternoon trading, the Dow Jones industrials fell 109.81, or 1.3
percent, to 8,419.57. The S&P 500 index fell 11.24, or 1.2 percent, to
915.99, while the Nasdaq composite index fell 14.48, or 0.8 percent, to
1,829.58.

After months of economic data showing that the recession was not getting
worse, investors are hungry for signs that the economy is actually growing.
Investors are nervous that the economy's rebound won't be as robust as
hoped.

Those fears have stalled a three-month advance in the market that brought
stocks up more than 30 percent off of 12-year lows reached in early March.
The Dow has fallen 3.1 percent since hitting a five-month high on June 12.
The S&P 500 index is down 2 percent over that same period.

"The market is concerned that this budding recovery is going to evaporate,
was just a mirage," said Sung Won Sohn, an economics professor at California
State University, Channel Islands.

As the second quarter comes to a close on Tuesday, the big question weighing
on the market is whether signs of an economic recovery will be evident by
the end of the year. Analysts say it may be difficult for the market to
resume its advance until investors get data that confirm things are actually
getting better.

A big focus in coming weeks will be second-quarter earnings reports, and
even more importantly what companies have to say about business prospects
going forward.

On Monday, a surge in oil prices drove energy, industrial and material
stocks higher and helped push the Dow up nearly 91 points. The S&P 500 index
added 8 points, while the Nasdaq rose 5.

Randy Frederick, director of trading at Charles Schwab, said the recent
spike in energy prices probably had a big impact on the consumer confidence
report.

"Consumer confidence is incredibly sensitive to the price of gasoline at the
pump," he said. "Prices have gone up the past few weeks and people are
starting to feel that pinch again."

Oil prices tumbled Tuesday, however, after earlier hitting an eight-month
high. Prices have been extremely volatile as of late as investors weigh the
prospects for inflation against potential future demand.

Light, sweet crude dropped $2.08 to $69.72 a barrel on the New York
Mercantile Exchange.

There was also disappointing news from abroad Tuesday. Japan's unemployment
rate jumped to a five-and-a-half year high in May, the government reported.
Meanwhile, Britain said its economy shrank in the first quarter by more than
originally reported -- the worst drop in half a century.

Britain's FTSE 100 closed down 1.0 percent. In other European trading,
Germany's DAX index fell 1.6 percent and France's CAC-40 lost 1.7 percent.
Earlier Tuesday, Japan's Nikkei stock average added 1.8 percent.

Later this week, investors will get a key reading on the manufacturing
sector as well as the much anticipated monthly unemployment tally. Markets
are closed Friday in observance of the Independence Day holiday.

Bond prices were slightly lower Tuesday. The yield on the benchmark 10-year
Treasury note, which moves opposite its price, rose to 3.49 percent from
3.48 percent late Monday.

The dollar was higher against the euro and the British pound. Gold prices
fell.

In other trading, the Russell 2000 index of smaller companies fell 1.67, or
0.3 percent, to 508.94.

About two stocks fell for every one that rose on the New York Stock Exchange
where volume came to a light 571.3 million shares, compared with 516.4
million shares at the same time the previous day.

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