One year after the world's brush with economic catastrophe, there's a lot
to learn from bubbles that caused the financial chaos. And what does this
tell us of what's next on the radar?

Why do bubbles form and why do markets crash? Both are intriguing questions
and both are the result of the inefficiency of human psychology. Put a
million humans in a room with blinking lights, ever-changing prices and
money on the line and you have a recipe for mass hysteria.

According to Charles Kindleberger, the US economic historian, the first
stage of a bubble is an economic event that justifies some increase in asset
prices. In the housing bubble, that is (now) easy enough to see in the use
of securitisation. By apparently spreading risk, it lowered borrowing costs
and thereby increased the pool of would-be housebuyers.

In the case of dot-coms, railways and canals, the event was exciting new
technology. Even tulips were new to Europe when the Dutch suffered their
mania. In this equity market rally, the event could be the growing relief
from March onwards that complete financial Armageddon had in fact been
avoided.

This would justify some re-rating of business expectations from the extreme
lows seen in the wake of the collapse of Lehman Brothers.

Here are a few bubbles-in-the-making one should be on the watch for. . .

*
http://business.rediff.com/slide-show/2009/oct/08/slide-show-1-10-future-bubbles-in-the-making.htm
*

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