*Star Health and Allied Insurance Company* has raised around $100 mn from 4
PE investors led by *ICICI Venture* by divesting 40% stake.
*
Carlyle Growth Fund* and *Sequoia Capital* are the other 2 funds who
participated in this round of funding. The identity of the fourth investor
is not yet known but it is believed to be either *Standard Chartered PE* or
the *Manipal grou*p.

ICICI Venture has invested from its new *India Advantage Fund 3*

The foreign firms will hold about 26% in the venture, with the Indian fund
holding the remaining.

India’s insurance regulations prohibit foreigners from owning more than 26%
in an insurance venture.

*MAPE Advisory Group* was the adviser to Star Health and *E&Y* conducted the
due diligence for the funds.

 Transaction Note

Star Health is a JV between *Oman Insurance Company*, *ETA Ascon group* (a
business conglomerate in West Asia) and insurance professionals in India. It
started its operations in 2006 and is focused only on health insurance.

Star Health also runs primary care clinics through its entity, *Star Health
and Medical Tourism*.

The company had increased its share capital to Rs 138 crore from the
mandatory Rs 100 crore within two years of operation.

The deal values Star Health at around Rs 1,125 crore. In FY09, Star Health
reported a net profit of Rs 7 cr on a premium income of Rs 512 cr.

This is the first PE investment in the insurance sector.

The only recent comparable would be the deal where *Hemendra Kothari *bought
11.5% stake in *ING Vysya Life Insurance Ltd* from *Ambuja Cements* in
February.

However, with other players like Reliance Life, ICICI Prudential and HDFC
Standard Life, wanting to divest their stake through private placement and
IPOs, we may see more such deals in the future.

ICICI Venture's India Advantage Fund Series 3 raised $350 mn in December
2009 from domestic investors

The new fund follows the $810-mn India Advantage Fund Series 2, which was
capped at $583 mn. The first of the series raised $245 mn.

According to IRDA, health insurance premium collections touched US$ 1.45 bn
in 2008-09 compared with US$ 1.12 bn.

Business 
Standard<http://www.business-standard.com/india/news/icici-venture-taps-health-insurance-sector/390246/>reports
that the Indian health insurance industry has grown at an annual
rate of over 35 per cent since the opening of the sector in the year 2000.

But the market is yet significantly under-penetrated in comparison with
other countries. Per capita private health insurance in India is estimated
at $1.1 in comparison with $2,300 in the US or $63 in Brazil.


-- 
Regards

Hardik Shah

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