RBI Monetary Policy-2012-13: Msg is clear, he did his job, now GOI should work 
on Growth, Inflation, Fiscal Deficit, CAD & Subsidies. Bold & Beautiful step by 
the Governor. Hat's off to him.
With warm reg,

Indinomics

Sent on my BlackBerry® 

-----Original Message-----
From: RAJESH DESAI <[email protected]>
Sender: [email protected]
Date: Tue, 17 Apr 2012 15:44:08 
To: <[email protected]>; 
<[email protected]>; 
globalspeculators<[email protected]>; STOCK 
BUFFS<[email protected]>; <[email protected]>
Reply-To: [email protected]
Cc: REPORTSDAILY<[email protected]>
Subject: {GS} Re: {LONGTERMINVESTORS} Market buzz, Whispers, Rumours, Heard on
 the street...Thread.

The quantum of Reserve Bank of India (RBI)'s latest repo rate cut has not
just surprised market watchers but even veteran bankers like Deepak Parekh.

The RBI cut interest rates on Tuesday for the first time in three years by
an unexpectedly sharp 50 basis points to give a boost to sagging economic
growth, but warned that there is limited scope for further rate cuts.

Investors and companies cheered the rate cut, with bond yields and swap
rates falling sharply and stocks extending gains, although the rally was
capped by expectations that there will be few further cuts in the near term.

Parekh, the respected head of Housing Development Finance Corporation
(HDFC), says it will be tough to lower deposit rates in the short-term,
which in turn means lending rates are unlikely to be cut soon.

Concerned over spurt in
gold<http://www.moneycontrol.com/commodity/gold-price.html> imports,
RBI
asked banks to reduce exposure to NBFC s giving loan against the precious
metal and has set up a working group to suggest ways to deal with the
issue, a move supported by Parekh. "The deposit growth has been low due to
investments locked in
gold<http://www.moneycontrol.com/commodity/gold-price.html> and
realty," he told CNBC-TV18 in an interview.

India's gold and
silver<http://www.moneycontrol.com/commodity/silver-price.html>
imports
during first 11 months of the current fiscal stood at USD 54.5 billion. It
had imported gold worth USD 40.5 billion and silver worth USD 1.9 billion
in the last fiscal.

Meanwhile, sluggish capital investment has exacerbated bottlenecks in the
Indian economy, bringing down its capacity for non-inflationary growth to
an estimated 7%, from 8.5% before the global financial crisis. Corporate
India, dejected over government inaction that has thwarted capacity
expansion, has long clamored for rate cuts.

According to Parekh, the government should start spending on infrastructure
projects. "I have never seen such negativity about the India story," he
remarked adding, "…investors want India to sort out its problem first."

The RBI cut its gross domestic product (GDP) growth estimate for fiscal
2012-13 to 7.2%. "While inflation has moderated, risks to inflation are
still on the upside. Accordingly, monetary policy needs to support growth
without inflation and external imbalances by excessively fuelling demand,"
the central bank said.

Parekh expects the GDP figure for the year between 6% and 7%. He says 7.5%
GDP growth looks over ambitious right now.


-- 
CA. Rajesh Desai

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