> On Jun 20, 2017, at 12:59 PM, Andrey Shalaurov <[email protected]> wrote:
> 
> John - so would you think that PostBooks would be a better enterprise-level 
> accounting system?
> xTuple PostBooks
> 
> 
> On Tue, Jun 20, 2017 at 12:19 PM, John Ralls <[email protected]> wrote:
> 
> 
> > On Jun 20, 2017, at 6:09 AM, Andrey Shalaurov <[email protected]> wrote:
> >
> > Hi,
> >
> > I have two questions:
> > 1. Can this software be used for a small business that is a bank /
> > financial institution - all accounts have to be flipped from bank's point
> > of view e.g. Loans are Assets, Deposits are Liabilities (can the software
> > be re-configured as such)?
> >
> > 2. It looks like each transaction can be assigned to an 'account' (assuming
> > General Ledger/GL Account), are there any other GL derivation rules
> > possible e.g. transaction is assigned to a GL account only if a rule set is
> > met? Also, can you please clarify within transaction import whether:
> > -deposits/withdrawals translates to "debit / credit" (I expected to see the
> > D/C indicator for each transaction) and
> > -balance translates to each transaction "amount"
> > -how do you assign an GL Account "pair" to each transaction (2 accounts),
> > seems like in import interface only 1 assignment is possible
> 
> GnuCash is not suitable for any business where outside audits and financial 
> controls are a requirement, and banks and financial institutions of whatever 
> size have those requirements. GnuCash also lacks features needed for any 
> business having more than a very few employees.
> 
> Those points aside, GnuCash’s chart of accounts can be set up and 
> transactions created any way you like: It exactly mirrors a blank set of 
> ledger books that magically does calculations and makes sure that everything 
> balances.
> 
> To see “Debit” and “Credit” column headings, check “Use formal accounting 
> labels” in the Preferences Accounts tab.
> 
> GnuCash’s “General Ledger” isn’t separate from the account ledgers: It’s a 
> view of all of the account ledgers at once. There’s no “General Ledger 
> Account” unless you make one and your use of it would have to be entirely 
> manual.
> 
> “Balance” has two meanings in GnuCash: One of them is the current net amount 
> of an account from adding up all of the debits and subtracting all of the 
> credits (for Asset accounts, and the reverse for Liability and Equity 
> accounts). The other is that every transaction must “balance”, meaning that 
> the sum of debits less the sum of credits in the transaction commodity must 
> net to zero.
> 
> Transaction import is mostly oriented towards importing transactions for a 
> single asset or liability account as that’s how most of the import protocols 
> (e.g. QIF, OFX, HBCI) are designed: An import stream has a primary account 
> number that the user matches to a GnuCash account the first time it’s 
> encountered, and then each transaction in the stream is matched to its 
> counter-account (usually income or expense). The new CSV import mechanism 
> that will appear in GnuCash 2.8 will be more flexible by allowing multiple 
> splits to arbitrary accounts in each transaction.

I don't know. Their website certainly makes it look like they're geared for 
large businesses and they have large-business features like payroll and 
inventory management. 

Regards,
John Ralls
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