Hello, Michael.

Ah, my line of country, insurance.

Good thing this is your field of expertise, mine is programming :)


a) Do they not give you an annual statement? One that indicates
increase in "cash value".

I have the receipts for the payments made and I can check the current value on their website but I do no recall receiving an annual statement: on the website, they state the initial value (matches my records), the revalued amount and the present value. Also, the website is so hopelessly early 90s that I wouldn't trust the company if I didn't already know it was legit.


product compared to what where I used to work would offer. In other
words, is that 0% a guarantee on the "investment" component?

Yes, that's the way it was explained to me: in the worst case, I gain nothing during a given year.



Assuming you get an annual statement, you could adjust manually at
that time. The asset would go under "fixed assets" and you are
correct that you would not be using the "price editor".

Will do, seems both the easieast and the most accurate option.



Thanks,
Andrea.
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