On 9/19/2019 9:20 AM, [email protected] wrote:

>> How does one debit and credit for a bank check when the person/company 
>> doesn't want to accept a personal check? I usually forgo reality and just 
>> record that I sent the personal check directly to the individual, but that's 
>> not exactly what happens.
>>
>
> I think this depends on how fancy you want to be. Perhaps not unrelated 
> to how you enter OTHER "check" transactions for which there is no check 
> number like automatic payments, one time electronic payments, etc.
>
> IF the money (for purchase  the bank check) came from the checking 
> account, I'd probably treat is as a numberless check putting into the 
> description column something like "bank check to......." instead of just 
> the payee. 
>
> Michael D Novack
>
Mike, 

That's the way I was doing it previously, but persuaded myself that I should 
track it "properly." My original question meant, "I give the bank check number 
527 for cash or made out to the bank for $75, so Cr Checking, Dr bank. Then 
they hand me a cashier's check - is that "other income?" Then I give the check 
to the repair service - what am I to Dr and Cr at that point.

As I said, that was my original question, and I withdraw it; I will call check 
number 527 "Repair Service - Bank Check." That's close enough for personal 
expenses. Thanks.

For what it's worth, I do "number" my electronic payments with the next paper 
checks in order, then I destroy the paper checks. This allows me to sort by 
check number and find the payment, though I do add in Notes: "ePay - numbered 
for convenience." Then I add the pseudo numbers to the balance statement.

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