My situation:
* AmEx still supports OFX direct & via an OFX file download from my
web account.
* Chase now only supports OFX direct via that new OAUTH2 interface,
but also supports OFX file download from my web account.
* Schwab now only supports OFX direct via that new OAUTH2 interface, &
there is currently no web download option. Fortunately, I have so
few bank transactions each month, I just duplicate a prior
transaction in GnuCash & edit it.
-- Dean
On 2021-04-25 15:46, John Ralls wrote:
OFX DirectConnect outside of Intuit has been pretty dicey since Microsoft killed off
their Money project. The handful of non-Intuit programs (FLOSS and otherwise) that use it
have never been on any bank's radar. Just try calling a bank's customer service and
asking about using GnuCash, KMyMoney, or even MoneyDance to retrieve your transactions.
Nobody here has ever reported getting anything besides "we only support Quicken and
Quickbooks".
GnuCash isn't competing with online bill-paying services in the US. AFAIK no US
bank allows that via OFX Direct Connect and even if some did we don't have the
resources to reverse-engineer the protocols so that Martin could implement it.
Aside from that online banking is a bit of a side job for GnuCash anyway. There
are free online track-your-money services and yup, you're the product not the
customer. I believe that there will always be enough people who understand that
to keep GnuCash worthwhile.
Regards,
John Ralls
On Apr 25, 2021, at 3:15 PM, David Carlson <[email protected]> wrote:
As a user, I wonder if this is an omen of the sunset of OFX altogether outside
of Intuit. And if so, would it make more sense to look at the long term
survival of GnuCash in the face of cloud based alternatives, for example.
I personally do not want my financial data and bill paying data exposed
wholesale to a cloud based bill paying service that purports to track your
personal finances as a side benefit, but my bank is giving exactly that away to
it's customers, and it appears that a lot of their customers are biting. I
cannot believe that earning interest on 'float' makes enough profit to pay for
it and some company's bottom line.
On Sun, Apr 25, 2021 at 4:03 PM Derek Atkins <[email protected]> wrote:
Is this something we should take over?
-derek
On Sun, April 25, 2021 3:34 pm, John Ralls wrote:
I happened to be on https://ofxhome.com today and noticed that the owner
had posted this on 28 February:
Beginning in August of 2021 (6 months from now) OFX Home will go read
only. In February of 2022 (one year from now) I will shut down OFX Home
completely.
I have kept the site limping along but I haven't done any work on it in
years. I think there are a lot of really cool things that could be done
with it. But sadly I am not the person to do it.
If you are interested in taking over the site, please read me post here:
http://www.ofxhome.com/ofxforum/viewtopic.php?id=49812
Thanks for reading.
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