On 11 December 2022 at 12:03, Mahon Finbar said:

> OK, I have columns marked payment; charge; and balance.

I find these non-formal labels confusing.

> I translated them as payment to the bank/credit card company; spend on the
> credit card and the balance after entries in one or the other.
> 
> Do I change the headings? or am I in the wrong sort of register or type of
> a/c? or are the entries in the wrong place?

In the "credit card" account:
When you buy something, the amount should be in the Credit column, the 
one headed "Charge". This will increase the "Balance".
When you pay the provider from your bank account, the amount should be in 
the Debit column, the one headed "Payment". This will reduce the 
"Balance".

In an Expense account, the amount (relating to the thing you bought) will 
be in the Debit column, which I see gets headed "Expense". This increases 
the "Balance".

In a Bank account, the amount (relating to paying off your credit card) 
will be in the Credit column, informally headed "Withdrawal". This 
reduces the "Balance".

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