Deborah:

Welcome to GnuCash! I hope we are able to get your questions answered.

On 2025-05-24 14:32, Deborah Robson wrote:
I’ve reviewed the concepts and tutorial and spent a couple of days trying to 
figure out what’s going on with payments from ASSET:CHECKING to CREDIT CARD 
accounts....
#1:
Checking account payments correctly reduce value of asset account.
In credit card account, payments INCORRECTLY increase the amount owed, and 
should decrease it.

#2:
Checking account payment INCORRECTLY increases the value of the asset account, 
and should decrease it.
In credit card account, payment correctly decreases the amount owed.
...

I suggest you check your structure of accounts, and the type of your CHECKING and CREDIT CARD accounts.

It looks like your CHECKING account is underneath the Asset top-level account, as it should be.

Are the CREDIT CARD accounts under the Liability top-level account?

Are they all of type "Credit Card"?

What you describe is consistent with the Credit Card account being the same "Asset" or "Bank" type as the CHECKING account. See "*Table 5.1. Types of |GnuCash| Accounts.*" in the *GnuCash Manual*.

Does this help?

      —Jim DeLaHunt

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