Jim, you could post the deposit with a future date, namely the date the
deposit will no longer be refundable. Then you will see in the account
that your current balance does not include that amount, but the future
value in the summary line will include it. If you generate a balance
sheet report before that future date, the refundable deposit will not be
included.

I'm assuming that this is your personal account, so you don't have any
legal restrictions on how you do accounting. If you do have such
restrictions, I recommend you contact an accountant in your jurisdiction
for guidance.

Stan Brown
Tehachapi, CA, USA
https://BrownMath.com

On 2026-02-10 14:11, [email protected] wrote:

> I have cash in a bank account that is a refundable deposit. I want to report
> it in the bank account but not as an asset (until such time it is not
> refundable).
> 
> Could anyone tell me the correct general journal to create?
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