So debit that liability account when you take the actual distribution(s)

On Thu, Jun 11, 2026, 5:04 PM Adam H. Kerman <[email protected]> wrote:

> 2:49pm -0000 06/11/26 Sherlock <[email protected]> wrote:
>
> >We track distributions from traditional retirement accounts as deferred
> >income by adding a pair of balanced splits to the transfer transaction.
>
> >For example:
>
> >Assets:Banking:Checking                100.00
> >Assets:Investing:IRA                   100.00
> >Income:Deferred                        100.00
> >Income:Deferred:IRA                    100.00
>
> >Income:Deferred:IRA is flagged as "Tax Related" with the "F1099-R IRA
> total
> >dist - taxable" TXF category.
>
> Your accounts are going to balance with this approach, sure. But I'm
> entering RMD as a liability when it becomes known, with a January 1 date,
> to
> track it within the bookkeeping program as there are taxes to pay.
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