Roland, here are a few more articles which will give you a reality check: http://indianexpress.com/article/business/banking-and-finance/bad-loan-crisis-continues-56-4-per-cent-rise-in-npas-of-banks-rbi-4533685/
http://www.hindustantimes.com/india-news/demonetisation-rips-apart-textiles-from-farm-to-loom-leaves-25-million-tottered/story-hyZPuyT3UDPvmLwd9jEbsM.html https://www.thequint.com/opinion/2017/01/02/pm-modi-is-rattled-by-demonetisations-resounding-failure-demonetisation-black-money-reserve-bank-of-india Regards, Marshall