Thank you Miguel Braganza for taking the trouble to post us the information. To 
the question; "Who is covered?", the answer provided is: "The Act extends to 
the whole of India except the State of Jammu and Kashmir. [S.(12)]" 
 
Is there any reason why Jammu and Kashmir is excluded from the purview of the 
act?
 
Sachin Phadte
 
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