Jim, you have explained the whole concept of Health Insurance in the US perfectly. The Insurance Companies are only interested in enhancing their profits so that their top Execs can be paid fantastic bonuses. They do not care for the health care system nor for the people they insure. Their only issue is , ' How Much Can I Get.' I think that the Democrats voted their conscience and did the right thing by the American people.
Regards......Manuel ( Eddie) Tavares.