Ken Harvey wrote: > These drivers will only be moderated by an innovative health fund who > takes on the more aggressive role of health broker (with the support of > their members) as distinct from being a passive health payer. A fund > acting as a health broker would use its market power to purchase > cost-effective services for members at the most competitive price taking > into account quality and safety considerations. It would encourage > members to utilise more cost-effective services, perhaps by reducing the > front-end deductible or co-payment for such services. It would actively > assist members to maintain a healthy lifestyle, address their health > risks and better manage chronic disease knowing that investments in > these areas will reduce hospital utilisation and health costs in the > longer term. This was also the motivation behind American HMOs, which would restrain greedy doctors to provide cheap health insurance for all. They were successful in this former point (restraining doctor incomes) but not health expenditure or affordability overall.
How would a commerical insurer improve peoples lifestyle? Differential premimums based on BMI? Ian Haywood _______________________________________________ Gpcg_talk mailing list [email protected] http://ozdocit.org/cgi-bin/mailman/listinfo/gpcg_talk
