[An article by Christopher Burns in the bangordailynews.com says that,
in March 2015, the office of the inspector general of SSN found that
6.5 million Americans appear to be over 112 years old. They have
active SSN numbers but are most likely to be dead. This, it says, is a
big factor in identify theft and leakage of government funds. Mr Burns
says improper payments by a range of federal programmes cost the US
government a whopping $124.7 billion in fiscal 2014 according to the
government accountability office.
...
Identity theft is new to India because most government records were
not online or linked to a single identification. This will change.
Unfortunately, most Indians, enamoured by the life-changing benefits
of technology, are still to wake up to its dangerous flipside or the
trauma of a stolen identity.]

http://www.moneylife.in/article/how-safe-is-your-identity-aadhar/43794.html?utm_source=PoweRelayEDM&utm_medium=Email&utm_content=Subscriber%2313071&utm_campaign=Daily%20New%20Letter%2028%20Oct%202015

How Safe Is Your Identity Under Aadhar?

SUCHETA DALAL | 28/10/2015 02:14 PM |

*A lot of people believe that Aadhaar is just like – or even better
than -- the Social Security Number system of US. This is a big myth*

A widely-held misconception in India is that the US social security
number (SSN) is a perfect identity that simplified government
administration. And that UIDAI’s (Unique Identification Authority of
India) innovation of adding biometrics to the Aadhaar number has made
it foolproof. Nothing could be further from the truth. Consider a few
facts.

The US started issuing SSN in 1936 for social security programmes and
retirement benefits; it quickly went on to become a national
identifier and authentication number. It is now used for medical
records, health insurance, bank accounts, credit cards, driving
licences, utility accounts, marriage and death certificates and even
private sector employee filings.

SSN’s problems arose because of the linkage to various national
databases, especially when the information went online along with
photos, numbers and other identification details. Identity theft
exploded. Significantly, the US realised the problem and initiated
safeguards way back in 2004. A memorandum titled “Safeguarding against
and Responding to the Breach of Personally Identifiable Information”
asked various government departments, including the military, to
“examine and identify instances” where collection or use of SSN is
unnecessary, in 2007. All government agencies that issued identity
cards with SSNs displayed were asked to remove the number. SSNs
embedded in the bar code of military cards were also phased out since
2011.

The US SSN website (www.socialsecurity.gov) has explicit warnings
about identity theft and directions to a specialised national resource
on how to fight the problem (www.idtheft.gov). Advocacy by
www.theVirginiaWatchdog.com has now led to efforts to de-link various
personal records from SSN. There is new legislation as well. The
Intelligence Reform and Terrorism Prevention Act of 2004 prohibits
display of SSN on drivers’ licences, state ID cards or motor-vehicle
registrations. The Social Security Number Protection Act of 2010
prohibits the display of an individual’s SSN on cheques and payments.
But it is, apparently, not enough.

***An article by Christopher Burns in the bangordailynews.com says
that, in March 2015, the office of the inspector general of SSN found
that 6.5 million Americans appear to be over 112 years old. They have
active SSN numbers but are most likely to be dead. This, it says, is a
big factor in identify theft and leakage of government funds. Mr Burns
says improper payments by a range of federal programmes cost the US
government a whopping $124.7 billion in fiscal 2014 according to the
government accountability office.*** [Emphasis added.]

Clearly, a national identity number is not enough to prevent massive
leakage of government funds, even in a rich and literate country like
the US. All these learnings were clearly available even before the
Aadhaar was born. Yet, the United Progressive Alliance (UPA) launched
a massive and expensive Aadhaar programme, without proper legislation
passed by parliament after a national debate on security measures,
restricting its issuance to Indian nationals and linking of national
databases. Worse, there is no clarity on costs, renewal of biometrics
(which change ever three to four years) or clarity on dealing with
identity theft. Instead, successive governments have tried to roll it
out by stealth, making it mandatory for admissions, property
registration and government services. This continued unchecked until a
handful of public interest litigations (PILs) finally reached the
Supreme Court. The apex court ordered that Aadhaar cannot be mandated
for availing government benefits and services; but its orders have
been repeatedly flouted.

***Identity theft is new to India because most government records were
not online or linked to a single identification. This will change.
Unfortunately, most Indians, enamoured by the life-changing benefits
of technology, are still to wake up to its dangerous flipside or the
trauma of a stolen identity.*** [Emphasis added.]
-- 
Peace Is Doable

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