http://scroll.in/article/824641/the-daily-fix-who-can-we-trust-if-even-arun-jaitley-and-rbi-announce-different-policies

Whom can we trust if even Arun Jaitley and RBI announce different policies?

7 hours ago
Updated 6 hours ago

Rohan Venkataramakrishnan

Sliding doors
A circular from the Reserve Bank of India on Monday (once again)
changed the terms of the scheme that had been in place since Prime
Minister Narendra Modi announced demonetisation on November 8. Back
then, Modi had said that people would be free to deposit all their
older Rs 500 and Rs 1,000 notes until December 30, with no limit. The
Finance Ministry later added that it would scrutinise deposits of more
than Rs 250,000 but anyone putting money below that amount would be
free from harassment.

Monday’s circular upended all of that and offered a dramatic drop in
the scrutiny threshold, from Rs 250,000 to Rs 5,000. The RBI announced
that people could deposit older notes of an amount over Rs 5,000 just
once by December 30, and even on that one occasion, they would have to
satisfy at least two bank officials with an explanation for why they
waited until then to make the deposit.

The circular gave no indication of what a satisfactory explanation
might be – would long lines, or the government’s own messaging telling
people they have until December 30 do? It was also mum on what would
happen if the officials were not satisfied. Concurrently, however, it
also encourages people to put their older notes into the new amnesty
scheme for undisclosed income, which comes with an automatic 50%
charge in taxes and penalties.

This new notification already goes some way to shaking faith in the
government and a central bank that has put out new rules on an
everyday basis since November 8. Worse, it specifically goes back on
promises made by the prime minister and others, that people had until
December 30 to make deposits of old notes and that amounts lower than
Rs 250,000 would not be scrutinised. To make things worse, the
open-ended diktat to bank officials leaves space for much harassment.

Later in the day, however, Finance Minister Arun Jaitley said that
one-time deposits of any amount would not attract any questions.
Although the RBI circular very clearly contradicts him, Jaitley
insisted that only people who repeatedly deposit older notes will be
questioned.

As if trust in government and the RBI were not low enough following
demonetisation, the varying messages coming from Jaitley and the
central bank only add to the confusion. Central banks, and those bits
of the government responsible for shepherding the economy, are
expected to ensure a stable, predictable environment for honest
citizens. This massive move has upended that expectation, and earning
that trust back might prove to be a major challenge.


-- 
Peace Is Doable

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