[The value of scrapped currency exceeded the government's expectation
that as much as Rs 3 lakh crore will not be returned as this would be
part of black money hoards.
This also means that expectation that RBI will be able to give a
substantial dividend to the government will be belied. While the value
of deposits indicates that ways were found to deposit unaccounted
money, the government expects to gain tax revenues from large deposits
above the prescribed Rs 2.5 lakh per individual limit.]

http://timesofindia.indiatimes.com/india/90-of-scrapped-notes-back-in-system-big-dividend-unlikely/articleshow/56210235.cms

90% of scrapped notes back in system, big dividend unlikely

TNN | Updated: Dec 28, 2016

HIGHLIGHTS
Of the Rs 15.4 lakh crore, Rs 14 lakh crore has been deposited in banks
The value of scrapped currency exceeded the government's expectation
Officials said the govt expected that such diclosures will also add to revenues

NEW DELHI: Of the Rs 15.4 lakh crore worth of Rs 500 and Rs 1,000
notes that were scrapped as a resulted of PM Narendra Modi's November
8 declaration , as much as Rs 14 lakh crore has been deposited in
banks.

The value of scrapped currency exceeded the government's expectation
that as much as Rs 3 lakh crore will not be returned as this would be
part of black money hoards.

This also means that expectation that RBI will be able to give a
substantial dividend to the government will be belied. While the value
of deposits indicates that ways were found to deposit unaccounted
money, the government expects to gain tax revenues from large deposits
above the prescribed Rs 2.5 lakh per individual limit.

The government also sees gains from small savings that were kept in
households being deposited in bank accounts that make these funds
productive and safe.

The government has announced a scheme that provides for a 50% penalty
for voluntary disclosure of deposits in excess of allowed limits with
25% of the funds to be placed in a fund for welfare of the poor for
four years.

Officials said the government expected that such diclosures will also
add to revenues even as money become available for more productive
use, eventually leading to cheaper funds.

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