[<<What adds to the disquiet is the Financial Resolution and Deposit
Insurance (FRDI) Bill, 2017 that was referred to a joint parliamentary
committee this August after cabinet approval. This covers bankruptcy of
businesses such as banks and insurance. Financial resolution includes
solutions for banks facing ‘material’ or ‘imminent’ risk to viability
depending on their capital and asset worth.

This Bill also introduces the provision for a “bail-in”, whose purpose is
to provide capital to absorb the losses of a bank and ensure its survival.
Here, survival does not mean safety of depositors’ money, but restoration
of capital of the bank. The bail-in empowers the proposed Resolution
Corporation to cancel a liability owed by the bank [i.e. the depositors'
money] or change the form of an existing liability to another security.>>

(Source: <
http://www.thehindu.com/opinion/op-ed/banking-on-legislation/article20005363.ece
>.)]

Watch Video:
'Ravish Kumar Prime Time , FRDI Bill 2017 आपकी बैंको की बचत को लेकर नया बिल
, 7 December 2017' at <
https://www.youtube.com/watch?v=ygOgBnB9cjM&feature=share>.
-- 
Peace Is Doable

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