Hi Otis:

There are three credit card processing software that I know of. The first is Hypercom's SmartPayments Savannah Server. Read more about it by visiting:

www.hypercom.com

The second software is ICVerify.  I believe that its website address is:

www.icverify.com

The third is PcCharge.  You can read more about it at:

www.verifone.com

PcCharge is WIDELY SUPPORTED by most point-of-sale software.

Unless you will be in a RETAIL ENVIRONMENT where quick processing of credit/debit cards may become an issue, you will probably be better off using a virtual terminal. This will let you submit credit/debit card transactions via the Internet, but your discount rates will be slightly higher than with swiped cards. Also, you most certainly need card readers and PinPads.

Some POINT OF SALE software have BUILT-IN credit/debit card processing engines; however, you become tied to a stake and their fees can be astronomically high. A good example of such software is Peachtree Complete Accounting and KeystrokePOS.

Contact me privately as I am afraid I am a bit OVER THE TOP here especially since most readers of this thread MAY NOT necessarily be in business for themselves. Much thanks!!

Sincerely,
Olusegun
Denver, Colorado

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