Hi Stephen, On Sat, Aug 08, 2009 at 04:04:32PM +0100, Stephen Davies wrote: > When I was working for myself I had Professional Indemnity insurance > just for this very reason. However if you as an individual try to get > such insurance it is AFAIK, nigh upon impossible.
I now have PI insurance as a limited company but in the past I also had it as a sole trader and talked to two other people recently who also bought it as sole traders, for a very reasonable amount. I could also recommend the federation of small businesses, who for a quite low yearly subscription will give you many benefits including access to free legal advice and ultimately representation when defending a case if that is required. I've fortunately never had to go that far, but their advice has been good so far. Of course, I don't think a limited company or PI insurance will protect individuals from possible prosecution where death is involved. As for the larger subject at hand, I have difficulty believing that software authors, publishers or distributors will ever be held legally responsible for defects. Which I think is a good thing. Cheers, Andy -- http://bitfolk.com/ -- No-nonsense VPS hosting
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