Chris Farley
Independent Consultant
540-722-2143

-----Original Message-----
From: [EMAIL PROTECTED]
[mailto:[EMAIL PROTECTED] On Behalf Of Mike
Schrom
Sent: Thursday, February 16, 2006 4:33 PM
To: [email protected]
Subject: RE: [Hardhats-members] A Pill, a Scalpel, a Database

(Snip)

CBF: This should definitely be legal.  Why should the employer be saddled
with the cost of your lowered productivity due to illness?

MS: That sounds great, unless you are the one whose children can't have 
food or clothes or go to college because you can't get a job because 
EVERY potential employer can find out your A1C or how often you've 
filled your asthma inhaler prescription.

CBF: I am confident that laws can and will be passed that will prevent
employers from using medical information against candidates.  Laws already
exist in the form of the ADA that can be applied.

(Snip)

That is the
idea of co-pays today, just a little hurtle to make sure you really are sick
- though that doesn't seem to be working very well.

MS: Not true! The copay is a way of shifting the costs away from the 
insurance plan which has converted to a 'for profit' and needs to pay an 
increasing percentage of your ever rising premium dollars to their 
millionaire CEO and stockholders. I have patients who have a $30 copay 
for a $45 visit, which costs the Insurer $7 after the copay and the $8 
risk withhold (which I may never see)!

CBF: I'd call that a poor plan.  I have a ten dollar co-pay, regardless of
the visit cost.  

Blaming the CEO isn't fair.  They have every right to be compensated at
ridiculous levels, being that they are in charge of such large
organizations.  All CEOs are ridiculously compensated.


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