The connection to your cell provider is encrypted (GSM providers at least- it'll stop many attackers, but (as is usually the case) a dedicated attacker could probably break it or more likely social engineer their way in. It's really not that different than your cable or DSL modem connection - do you trust your home internet provider? Treat it roughly the same.

Keep in mind that the connection to your bank is almost certainly encrypted via SSL so there's multiple layers that need to be broken before you're at serious risk (network provider and SSL certificate providers). It's not impossible but there's many easier ways to do it instead of hacking your network connections.

Personally, I'll use a VPN provider if I want to be limit the visibility of my network traffic from home or my cell, but otherwise I don't really care. If I'm doing something like torrents that I want to hide from my provider then yes it makes sense, but my daily traffic I don't care about as it's generally encrypted and I practice safe internetting (things like adblockers via uBlock Origin, being cautious about sites sent via email, and not clicking on every link that Aunt J sends out).

Mobile devices as a whole are an interesting vector in the sense that they're a more limited environment, which usually means the damage an attacker can do is limited (they can't usually break from one app into another). There's always going to be holes (Android's Stagefright exploit is a recent example) but if your devices are kept up to date then you'll be doing the best you can against most attackers. As usual, a dedicated attacker that is out to get you will likely be able to do some damage - I don't know of any way other then turning everything off and staying 100% off the grid to avoid that. If you play at all in the modern world then you're at least somewhat vulnerable - the big saving grace to me is that most people aren't at risk as we're not targets that matter.:

Jamie


On 2016-08-01 12:50 PM, Winterlight wrote:
I do have some apps on my phone that I use but I am really not a big smart phone user. If I am mobile I would rather pull out my laptop. And I am really not sure about phone security. My phones are updated to the current OS, and I use an app called folder lock to protect what matters but I never use a phone for online financial matters.

I pay for a private hotspot and VPN service for my laptop and use virtual encrypted drives for data, but up to now I don't use VPN for my phones. Should I? Is a connection to AT&T or T-Mobile an encrypted connection like a VPN would be? Am I overly paranoid about using my phone data connection for banking / credit card matters? Please enlighten me. Thanks
w


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Jamie Furtner [email protected]

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