--- sutrisno <[EMAIL PROTECTED]> wrote:

> To: "sha" <[EMAIL PROTECTED]>,
>       "Adrina Shamsudin" <[EMAIL PROTECTED]>,
>       <[email protected]>,
>       <[EMAIL PROTECTED]>,
>       <[EMAIL PROTECTED]>,
>       <[EMAIL PROTECTED]>
> From: "sutrisno" <[EMAIL PROTECTED]>
> Date: Thu, 3 Mar 2005 09:02:46 +0800
> Subject: [Guru-Malaysia] Men & Women Should Read
> This!!!Not Bapuk...
> 
> Men & Women Should Read This!!!Not Bapuk...
> Message: Malaysians are getting married at older
> age. Why?
> Let me give an example. It is a little bit long
> example. If you
> want to skip it, there is a summary at the end.
> 
> Say you are a fresh graduate at that age of 23, a
> male, starting a
> carrier as an executive officer working somewhere in
> KL with a salary, say RM2000 per month and
> without any saving in the bank.Monthly, extracting
> your expenditures on foods,
> transportation (public or motorcycle),electricity,
> water, phone, house rent and other
> expenses, say you can save about RM800 the
> most.Then, because you are a good son, you send some
> money to your parents or relatives about RM300 per
> month. This will give you a balance of RM500 of
> saving. For the first year, maybe you are very
> discipline with your budget, so you save about
> RM5000.
> 
> The next year at the age of 24, you meet a girl of
> your dream. Both of you plan to get married after
> one year or two. Ok, that's fine, it gives you time
> to save some more money and some more
> time to prepare the basic necessities for a 'happy'
> family? a car and a roof to live under.
> That year because you are a hard worker, you get a
> raise of 10%. Since you are also a gentleman, you
> make sure some money is put aside to spend on dates
> and gifts for your girl, so 10% goes for
> her. Like the previous year, after much sweat and
> maggie-eating months, you save another RM5000.Your
> company is doing ok. You are paid 2 months bonus.
> So, another RM4000 is added to yoursaving.So, your
> total saving now is RM14,000. You decide to spend
> about RM8000 on a brand-new RM40,000 car down
> payment. So, you net saving that year is RM6000.
> 
> The next year at the age of 25, you are doing fine
> at work. But because now you have to pay for car
> every month, your total monthly saving is cut down
> to about RM400. You save roughly about RM5000 that
> year.No bonus that year because your company is
> doing poor. So, your total saving in the bank is
> RM11,000. Then, you decide to get engaged with your
> girlfriend. She said OK. So, need to buy an
> engagement ring. RM1500 is spent on ring plus
> 'hantaran pertunangan'. So, your net saving that
> year is RM9,500.
> 
> The next year at the age of 26, you get
> promoted.Your salary now is 1.5 of your starting
> salary at the company. Good news! You think. "Ok,
> this year I will get married". You also are
> 'gersang' already. :)
> 
> So, you ask your fiance "how much is the dowry
> (hantaran)?" She say, "berapa-berapa yang u
> sanggup". You ask,"RM5000 ok?". She replies, "I okay
> je. Tapi my mom tu. Dia kata grad oversea
> macam I ni mane boleh letak rendah-rendah. Paling
> kurang RM10,000 tau!". Your eyes 'terjegil', your
> tongue 'meleleh' and you faint on the spot. "Where
> else in the world can I get extra
> money?", you say to yourself. But, because you are
> very determined to get married with your dream
> girl and in the name of love, you work really really
> hard that year until you are awarded
> "The Best Employee of The Year". You get 3 months of
> bonus.You also do some side business
> to supply ayam pencen. So, roughly your net saving
> at the end of that year is RM20,000.
> 
> Ok, now you are 27 years old with enough saving in
> the bank to pay for the dowry. But then, come
> your mom saying,"Anak mak nak kawin ni mesti la buat
> grand grand. Kita sewa khemah besar-besar,jemput
> penyanyi ke artis ke sorang dua datang
> buatpersembahan. Lauk pauk kita cater aje la
> ya?RM10je sekepala. Baju kawin ko, kita sewa yg
> cantik-cantik dan mahal-mahal sket.Kita jemput
> dalam 1000 orang datang ok?"
> 
> You did a quick
> in-the-head-calculation,"1000xRM10=RM10,000,
> penyanyi lagi, khemah lagi, buta-buta je RM15,000!!!
> Tu tak masuk cincin kahwin lagi!!" You say,"Mak, nak
> buat apa membazir-bazir duit ni?" Your mom
> replies,"Apa pulak membazirnya? Kau
> kawin sekali je seumur hidup. Biarlah buat
> betul-betul." You insist,"Tapi mak?" Your mom says,
> "Dahlah, kau jangan nak buat malu mak. Cik Tipah
> jiran kita tu buat kenduri kat hotel siap dato,
> datin, tan sri puan sri lagi datang. Mana la mak nak
> letak muka kalau buat kenduri kecik kecik?".
> 
> Anyway, you finally get married. But, a beautiful
> happy life after marriage that you dream of with
> your wife does not last long. You have debts around
> your waist, interest gets higher every month, cannot
> afford to pay them, you wife gets tired of you
> asking money from her, she accuses you of being
> irresponsible husband for not being a good provider,
> blah blah blah? At the end, you two go into separate
> ways?You get divorced.
> 
> Problem breeds problem? Sometimes we wonder why
> marriage institution is failing in our country. The
> above example may not represent the whole phenomena
> in our culture, but perhaps it gives us some ideas
> of the problems young couple these days
> are facing in getting married from my perspective.
> 
> [Non-text portions of this message have been
> removed]
> 
> 



        
                
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