Asalamualaikum,Ini pendapat salah seorang Pensyarah Business Admin di UIA berkenaan pelaburan internet. Pnedapat pensyarah lain saya dah terbuang tapi mereka mempunyai pendapat yang sama dengan IKIM dan pensyarah Nazrol .Kalian boleh email mana2 pensyarah economic ,accounting atau bisnes admin di http://enm.iiu.edu.my/StaffEcons.htm jika ada soalan lanjut. In general trading is permissible in Islam, and that includes currencies. When there is trade between different countries you cannot avoid but have the buying and selling of currencies to facilitate payments in various different currencies. So generally spot trading of currencies is permissible. It is when you include currency derivatives that the Shariah has certain objections. While there are cases that currency derivatives are used for the purpose of hedging, and this may be acceptable to the Shariah, there are many other instances where currency derivative trading is done purely for speculative profits. This practice is what the Shariah has problems with. Speculation can lead to prices of a commodity to not reflect its true market value and price. Through excessive speculative trading, the market price of a commodity can be manipulated. As a result of such profiteering, some parties will make significant profits, at the expense of other parties who are affected by the inflated or deflated commodity price. The point here is this. If real trading occurs (buying and selling of actual commodities) that is fine. But what is happening in the derivatives market is that the trading is merely on paper (or just electronically). It does not reflect real trading of commodities and as such the market price does not reflect true demand and supply of the commodity but rather the demand and supply of the derivatives market for that commodity. Such practices often lead to exploitation and injustice. That is why the Shariah may have some objections to it. Cases in point, the financial crisis in 97/98 and more recently, high prices of oil. These, to some extent, were and are influenced by activities in the derivatives market. Above is my brief and humble opinions on your question. I am by no means an expert on this so please consult other people as well as read more on the topic to get a better understanding. Also, if you would like to discuss this further, you can always drop in. Hope I have helped to clarify some of your concerns. Allah knows best. Nazrol Kamil Mustaffa Kamil Lecturer Department of Business Administration Kulliyyah of Economics and Management In short, pelaburan Internet itu HARAM.Kalau nak cuba juga cubalah. Ramai orang rugi beratus ribu dalam pelaburan Internet ini.Saya pernah kerja di forex (salah satu pelaburan internet) sebelum saya bertanya Dr,Nazrol, memang ramai yang rugi especially masa kartun nabi muhammad ( buatan kartunist danish) hari tu ramai rugi teruk. Itulah padahnya bila kita tak mahu ikut Islam,wassalam
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