Asalamualaikum,Ini pendapat salah seorang Pensyarah Business Admin di UIA
berkenaan pelaburan internet. Pnedapat pensyarah lain saya dah terbuang tapi
mereka mempunyai pendapat yang sama dengan IKIM dan pensyarah Nazrol .Kalian
boleh email mana2 pensyarah economic ,accounting atau bisnes admin di
http://enm.iiu.edu.my/StaffEcons.htm jika ada soalan lanjut.
In general trading is permissible in Islam, and that includes currencies.
When there is trade between different countries you cannot avoid but have the
buying and selling of currencies to facilitate payments in various different
currencies. So generally spot trading of currencies is permissible. It is when
you include currency derivatives that the Shariah has certain objections.
While there are cases that currency derivatives are used for the purpose of
hedging, and this may be acceptable to the Shariah, there are many other
instances where currency derivative trading is done purely for speculative
profits. This practice is what the Shariah has problems with. Speculation can
lead to prices of a commodity to not reflect its true market value and price.
Through excessive speculative trading, the market price of a commodity can be
manipulated. As a result of such profiteering, some parties will make
significant profits, at the expense of other parties who are affected by
the inflated or deflated commodity price. The point here is this. If real
trading occurs (buying and selling of actual commodities) that is fine. But
what is happening in the derivatives market is that the trading is merely on
paper (or just electronically). It does not reflect real trading of commodities
and as such the market price does not reflect true demand and supply of the
commodity but rather the demand and supply of the derivatives market for that
commodity. Such practices often lead to exploitation and injustice. That is why
the Shariah may have some objections to it. Cases in point, the financial
crisis in 97/98 and more recently, high prices of oil. These, to some extent,
were and are influenced by activities in the derivatives market.
Above is my brief and humble opinions on your question. I am by no means an
expert on this so please consult other people as well as read more on the topic
to get a better understanding. Also, if you would like to discuss this further,
you can always drop in. Hope I have helped to clarify some of your concerns.
Allah knows best.
Nazrol Kamil Mustaffa Kamil
Lecturer
Department of Business Administration
Kulliyyah of Economics and Management
In short, pelaburan Internet itu HARAM.Kalau nak cuba juga cubalah. Ramai
orang rugi beratus ribu dalam pelaburan Internet ini.Saya pernah kerja di forex
(salah satu pelaburan internet) sebelum saya bertanya Dr,Nazrol, memang ramai
yang rugi especially masa kartun nabi muhammad ( buatan kartunist danish) hari
tu ramai rugi teruk. Itulah padahnya bila kita tak mahu ikut Islam,wassalam
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