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 I,Dato' Abdul Murad Bin Khalid (NRIC No. 531215-08-5957), a
 citizen of full age and care of No. 104, Jalan Setiabakti 9,
 Damansara, 50490 Kuala Lumpur, do hereby solemnly and sincerely
declare as

 1.  On 16th September 1999 1 was charged with failing to
 information on Ben Harta Sdn Bhd (BHSB) shares and  51 of its
 allegedly held for my benefit pursuant to section 87(2)(c)
Banking and
 Financial Institutions Act 1989 (BAFIA).

 2.  In order to do justice for my own sake, I must make a
 on certain matters connected with the various positions I held
in Bank
 Negara Malaysia (BNM ) so as to show to the public at large the
nature and
 stresses/strains that were attendant to these positions. This
 statement is also intended to provide the public with the
 perspectives of the machinations of the former Deputy Prime
Minister Datuk
 Seri Anwar Ibrahim ("DSAI") who was also the Finance Minister
and hence the
 Minister directly in command of BNM.

 3. As one of the top executives in BNM, l invariably came into
contact with
 Datuk Seri Anwar Ibrahim who took a liking for me- and
 entrusted me to carry out some of his instructions, what has
come to be
 believed by me now to further his political ambitions. In
furtherance of
 political scheme, Datuk Seri Anwar Ibrahim  instructed        
me  to
 implement certain corporate exercises in favour of his friends
and cronies.
 The debts of his cronies were cleared/settled using the profits
 from deals
 using the influence of BNM.

 4.  Amongst the most significant corporate exercises is the
takeover of
 Sikap-Power, the concession holder of the Independent Power
Project (LPP)
 Lumut, Perak. The concession was sold to MRCB on the
instruction of Datuk
 Seri Anwar Ibrahim and MRCB later injected the    'concession
into Malakof
 Berhad, which is the subsidiary of MRCB. I believe that a
profit of about
 RM50 million  from this deal went to one of DSAI's political

 5. A male Chinese named Tong Kooi Ong, is also involved
significantly in
 raising, financial assistance for Datuk Seri Anwar Ibrahim.
Tong Kooi Ong
 the Chief Executive Officer (CEO) of Phileo Allied Berhad,
which is listed
 on the Main Board of the KLSE. Phileo Allied Bank is also under
the control
 of Tong Kooi Ong. Tong Kooi Ong came into contact with Datuk
Seri Anwar
 Ibrahim on mv introduction and they subsequently became very
close. Tong
 Kooi Ong subsequently disclosed to me that in return -for the
 granted to him by Datuk Seri Anwar Ibrahim, he had established
a "Master
 Account" -under his control. From which financial contributions
could be
 made for the interests of Datuk Seri Anwar Ibrahim. This Master
Account is
 to derive revenues from the holding of shares and buildings. At
one point
 Tong Kooi Ong confided in me  that the Master Account was worth
 million based on the values of shares and building assigned to

 6.  1 believe there are at least 20 other "Master Accounts"
established for
 Datuk Seri Anwar Ibrahim by his      various cronies. I believe
that the
 total funds in these 20 Master Accounts run into more that RM3
 billion.DSAI's modus operandi is to divide and rule and the
operator of
 Master Account is not aware of the existence of the other
Master Accounts.
 believe the Government is aware of who these cronies are.

 7.  As far as I know and through my own involvement, more than
 has been paid to Datuk Seri Anwar Ibrahim, his cronies and the
 he used to advance his own political ambitions. For example it
is within my
 personal knowledge that on the instructions of Datuk Seri Anwar
 funds from the Master Account was paid to himself and the
following persons
 and organisations known to be affiliated or connected to him
between 1992

 (1) to himself (DSAI)  - RM50 million
 (2) Dato Abdullah Ahmad (UN) - RM 5 Million
 (3) Dato Nasaruddin Jalil - RM.10 Million
 (4) Asia Pacific Policy Centre (APPC) - RM 38 million
 & Douglas H. Paal - (USD 10.0 Million)
 (5) Institut Kajian Dasar - (IKD)RM5 Million
 (6) Aliran & Dr. Chandra Muzaffar - RM5 Million
 (7) ABIM - RM 5 Million
 International Institute of Islamic Thoughts (IIIT) - RM 2
 (8) A UK-based Islamic Foundation - RM 1 Million
 TOTAL             RM 121 Million

 8. I am also informed that Datuk Seri Anwar Ibrahim instructed
Tong Kooi
 to take into his employ Puan Shamsidar and one Encik Rahman,
which he did.
 Puan Shamsidar is the wife of Encik Azmin Ali, the Private
Secretary to
 Datuk Seri Anwar Ibrahim. It is widely known that Puan
Sh'amsidar is
 generously remunerated and is provided with a car and driver
and most of
 time she did not need to go to work.

 9. 1 must make a special mention of the American based
Organisation called
 Asia Pacific Policy Centre (APPC) headed by Douglas H. Paal,
the former
 Senior Director from Asian Affairs (1989 to 1993) of the
National Security
 Council (NSC) of the United States of America. Douglas H. Paal
left the
 National Security Council to start APPC in 1993 funded mainly
 contributions from Datuk Seri Anwar Ibrahim. I was responsible
 USD IO Million in contributions to APPC and Doualas. H. Paal on
Datuk Seri
 Anwar's instructions. I believe that other cronies of Datuk
Seri Anwar
 Ibrahim also made substantial contributions to APPC and Douglas
H. Paal.
 Although I cannot ascertain the exact quantum of their
contributions  I am
 convinced that they ran into millions of US Dollars. APPC and
Douglas H.
 Paal are one of the main vehicles used by Datuk Seri Anwar
Ibrahim to
 promote his image in the Western countries, mainly in
Washington, USA and
 the United Kingdom and other European nations. APPC also
lobbied strongly
 for Datuk Seri Anwar lbrahim with the international media

 10. APPC organised "The Pacific Dialogue" conferences under the
 Datuk Seri Anwar Ibrahim. The First Pacific Dialogue was held
in Penang
 sometime in November 1994. The Second Pacific Dialogue was held
in January
 1996, the Third Pacific Dialogue in November 1996 and the
Fourth Pacific
 Dialogue in January 1998. There was supposed to be a Fifth
Pacific Dialogue
 to be held in December 1998 but it was cancelled because the
Patron was no
 longer the Deputy Prime Minister and Finance Minister of
Malaysia. All the
 Pacific Dialogue conferences were held in Malaysia because
Datuk Seri Anwar
 Ibrahim was the major source of funding for APPC.

 11. In what I strongly believe as tantamount to a betrayal of
public trust,
 Datuk Seri Anwar Ibrahim also insisted that APPC should manage
 reserves of RM50 Billion and the EPF fund in return for the
 provided to him by APFC. Alternatively a hefty fee of USD 3
Million was to
 be paid annually to APPC for the cost of running the Centre in
 Fortunately this instruction of Datuk Seri Anwar Ibrahim for
APPC to manage
 the above funds was never put into effect. What I have stated
above goes to
 prove without doubt that Datuk SeriAnwar Ibrahim was indeed an
 leader who was prepared to sacrifice the country's coffers for
the benefit
 of its political ambition with the help of foreign element. The
 developments that are taking place in the country which
threatened the
 public peace and well being of the Rakyat to further Datuk Seri
 Ibrahim's political ambition are ample proof to support this

 12.1 was also directed by Datuk Seri Anwar Ibrahim, then
already appointed
 as the Finance Minister, to assist the following persons to
clear their
 debts as described below:

 (a) Datuk Seri Anwar Ibrahim instructed me to help settle the
debt of Tan
 Sri Abdullah Ahmad (now the permanent representative to the
United Nations)
 with Bank Bumiputra of more than 10 Million. I helped to
negotiate the
 settlement amount of RM7 Million. An amount, of RM5 Million was
taken from
 the Master Account to help pay the debt. The balance of RM2
Million came
 from Tan Sri Ahmad Abdullah from the sale of his land.

 (b)Datuk Seri Anwar Ibrahim instructed me to help settle Puan
 debt with local banks amounting to more than RM20 Million. I
presented her
 application to the Tabung Pemulihan Usahawan (TPU) for
assistance to
 her land along Jalan Tun Razak, on which is now the completed
 Marinara. The TPU panel approved her application. Puan Marina
Yusof is
 extremely grateful to Datuk SeriAnwar Ibrahim.

 (c) Penang based Mercury  Securities owed MUI Bank more than RM
I0 million
 secured by a 3rd party land charge. The majority shareholder is
Chew Seng
 Guan and one Encik Ahmad Kamal whom Datuk Seri Anwar Ibrahim
groomed to be
 up-and-coming Bumiputera businessman and politician. I
subsequently helped
 to arrange for the sale of the land to Matang Emas Sdn. Bhd. a
 by Encik Taib Hamid, the sale of which incidentally also sorted
out some of
 Encik Taib Hamid's personal problems. The same piece of land
was later sold
 to TPPT Sdn Bhd by Encik Taib for a low cost housing project
which is now
 known as Taman Tun Perak.

 (d)Datuk Seri Anwar Ibrahim instructed me to help Dato'
 Group to take over NST Group from Renong. I sought the
assistance of Hong
 Leong Group to structure the deal. I spoke to Seow Lun Hoo and
Quek Leng
 Chan of Hong Leong. They proposed that Dato' Nazri's Group use
 vehicle to take over the shares of NST. I then spoke to Maybank
to arrange
 loan for Dato' Nazri to buy into MRCB and another loan for MRCB
to buy into

 (e) I was directed by Datuk Seri Anwar Ibrahim to help Encik
Faiz Abdullah
 (Datuk Seri Anwar Ibrahim's ghost writer), together with Seow
Lun Hoo of
 Hong Leong to buy into Kewangan Usaha Bersatu Berhad (KUBB),
then owned by
 ldris Hydraulic Berhad. The scheme involved using Arus Murni
 known as Timuran Berhad, a company listed on the Main Board of
the KLSE as
 the holding company. I approached the following banks to help
syndicate the
 loan for the purchase of KUBB shares costing above RM400
million: 1. Hong
 Leong Bank. 2. Hong Leong Finance. 3. Sime Bank 4. RHB Bank. 5.
 Bank. 6. BSN Commercial Bank. FaizAbdullah is a verv clever
ghost writer
 political operator for Datuk Seri Anwar Ibrahim. He is also a
 ex-joumalist and ex-SpecialBranch police officer.

 13. My involvement with Tong Kooi Ong and "Master Account" in
 Datuk Seri Anwar Ibrahim's instructions landed me in trouble
with the law.
 On 16th September 1999 1 was charged with failing to disclose
 information on Ben Harta Sdn Bhd shares and 51 of its
properties allegedly
 held for my benefit totalling RM23.9 million.

 14. 1 must state that I never knew the two gentlemen
purportedly to be the
 shareholders of Ben Harta Sdn Bhd  i.e Gan Hong Sin @ Lan Hong
Sing and Gan
 Sor Ting. Tong Kooi Ongdid indicate to me that this company
 and shares as part of the scheme to raise funds for Datuk Seri
Anwar. I
 never been shown or seen the books of the Master Account
handled by Tong
 Kooi Ong. I am not aware of any shares held by Ben Harta on my
behalf, nor
 the locations of the 51 properties allegedly also held on my
behalf, except
 one (1) apartment and one (1) bungalow which I was entrusted to
 purpose of investment and to be later sold for the Master

 15.1 stronglv believe that wrong information has been given to
 authorities implicating me with Ben Harta Sdn Bhd. I point my
finger at
 Kooi Ong and the two shareholders of Ben Harta. They have
implicated me to
 save their own skin.

 16.Apart from the properties held under Ben Harta Sdn Bhd. I
also know that
 a few. properties have been bought for investment and  the
Master Account
 and for Datuk Seri Anwar Ibrahim's  future personal use. These
 located around Kuala Lumpur are valued at about RM I 5 million.

 17.As regards the damaging policies adopted by BNM following
the economic
 recession in July 1997, 1 must categorically, state that I was
 strongly to these policies. I opposed the "Legal Lending
Limit", the
 reduction of  NPLs (non-performing loans) from 6 months to
3months,  the
 "Credit Crunch" introduced in October 1997 and the Higher Rate
of Interest.
 These were all policies endorsed and adopted by Datuk Seri
Anwar Ibrahim. A
 few concerned BNM officers/executives and I tried to halt these
 from being implemented. Datuk Seri Anwar Ibrahim even censured
me for
 speaking out against these policies. He accused me of being
"too close to
 the market". I now realise that these harsh measures -were
Datuk Seri Anwar
 Ibrahim's political plan to crush the economy and bring
Malaysia to its
 knees in order to invite in the international Monetary Fund
(IW) to enable
 Datuk Seri Anwar Ibrahim to force Dr Mahathir to resign and
take over the
 Prime Minister's position.

 18. Following my arrest and my subsequent resgination as
Executive Director
 of RHB Bank Berhad I have thought over my involvement with
Datuk Seri Anwar
 Ibrahim and have come to realise that what I have done, though
as I said
 earlier was forced upon me as one of the Executives in BNM, is
indeed very
 regrettable. I now realise that I have been exploited and made
use of by
 Datuk Seri Anwar Ibrahim to hold assets for his political and
personal use
 and benefit. These assets including those held under Ben Harta,
do not
 belong to me. As such, it is up to the government to take the
 legal action in respect of their disposal, including forfeiture

 19.1 now call upon all peace loving and loyal citizens of
Malaysia to
 all the political manoeuvres by Datuk Seri Anwar Ibrahim and
his supporters
 and instead support all the economic and fiscal efforts to
bring back the
 economic well being of the country. I am ever        ready and
willing to
 public to denounce the improprieties and machinations of Datuk
Seri Anwar
 Ibrahim in furtherance of his political ambitions that are
 detrimental to national peace, security and political

 20.ln conclusion. I state in unequivocal terms that this Press
 Conference/Release made by way of Statutory Declaration was
made by me
 voluntarily, without any inducement, threat or promise or
coercion from any
 quarter, nor in return for any favours or special treatment in
 with the charge that I am now facing AND I make this solemn
 conscientiously, believing the same to be true and by virtue of
 Statutory Declaration Act, 1960.

 Signed by the above named

 DATO' ABDUL MURAD BIN KHALID at Kuala Lumpur, the day of 26 Oct

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