*~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~*
 {  Sila lawat Laman Hizbi-Net -  http://www.hizbi.net     }
 {        Hantarkan mesej anda ke:  [EMAIL PROTECTED]         }
 {        Iklan barangan? Hantarkan ke [EMAIL PROTECTED]     }
 *~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~*
          PAS : KE ARAH PEMERINTAHAN ISLAM YANG ADIL
 ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
assalamualaikum.

Vacation club ni perkara biasa. Byk company BVC, Tanco, Heritage etc.
Price boleh kata competitive, normally RM10,000 for one room 7 nights per
year or 9,000+ points (bagi yg guna point system).
Cuma kalau nak beli tu, tengok faktor-faktor lain selain drpd harga yg
ditawarkan: Company's reputation, trustees, company's financial strength,
resorts' reputation (i.e. 5 star), accessability of the resorts, no. of
resorts (local & oversea), future planning,
ease of booking, other side benefits such as club house etc.
These things have to be considered accordingly sebab it is a long term
investment for our holidays. Normally it goes for 35+ years.
I went to a few presentations by a few companies and I opt to join
Berjaya Vacation Club (BVC). The best thing that make me joined BVC is
they will refund the purchase price of RM10,000 at the expiry of the
term. Of course, it is not a big amount after considering the opportunity
cost of investing the money elsewhere, but at least, I get some money at
the end of the day.
Anybody interested to join BVC, just let me know.

Wassalam.



abcdef wrote:

>  *~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~*
>  {  Sila lawat Laman Hizbi-Net -  http://www.hizbi.net     }
>  {        Hantarkan mesej anda ke:  [EMAIL PROTECTED]         }
>  {        Iklan barangan? Hantarkan ke [EMAIL PROTECTED]     }
>  *~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~*
>           PAS : KE ARAH PEMERINTAHAN ISLAM YANG ADIL
>  ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
> Assalamualaikum
>
> Saya dan hubby pun dapat call tersebut.  Kami dah tahu
> apa yg akan berlaku, buat kat Golden horses, The
> Mines. Pegi rileks dengar dia cakap..ada breakfast
> lagi, cukup masa ambil tiket, lepas tu dapat bermalam
> kat Country Resort.
>
> I think sesiapa yg nak pergi mesti prepare utk dengar,
> lepas tu collect hadiah.  Masalah dia, cuma nak duduk
> dan dengar saja,seronok juga sebab boleh menambahkan
> ilmu pasal pelancongan ni.  Tapi, kalau next time i
> dapat offer macam tu, i pegi juga(kalau tak sibuk).
> Membership tu memang tak mampu nak beli(vacation RM
> 30,000).  Tapi kalau ada duit pun, tak nak lah
> bazirkan kat benda macam gitu.
> I tak rasa tertipu sebab dah memang agak dah semua
> benda ni.
>
> __________________________________________________
> Do You Yahoo!?
> Yahoo! Auctions - buy the things you want at great prices
> http://auctions.yahoo.com/
>
>  ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
>  ( Melanggan ? To : [EMAIL PROTECTED]   pada body : SUBSCRIBE HIZB)
>  ( Berhenti ? To : [EMAIL PROTECTED]  pada body:  UNSUBSCRIBE HIZB)
>  ( Segala pendapat yang dikemukakan tidak menggambarkan             )
>  ( pandangan rasmi & bukan tanggungjawab HIZBI-Net                  )
>  ( Bermasalah? Sila hubungi [EMAIL PROTECTED]                    )
>  ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
>
> Pengirim: abcdef <[EMAIL PROTECTED]>


 ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
 ( Melanggan ? To : [EMAIL PROTECTED]   pada body : SUBSCRIBE HIZB)
 ( Berhenti ? To : [EMAIL PROTECTED]  pada body:  UNSUBSCRIBE HIZB)
 ( Segala pendapat yang dikemukakan tidak menggambarkan             )
 ( pandangan rasmi & bukan tanggungjawab HIZBI-Net                  )
 ( Bermasalah? Sila hubungi [EMAIL PROTECTED]                    )
 ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Pengirim: "Mohd Nazam Dzulkarnaini" <[EMAIL PROTECTED]>

Kirim email ke