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Article Title: Car Insurance Comparison - 3 Steps to Multiple Quotes
Author: Barb Dearing
Category: Insurance, Cars and Trucks
Word Count: 561
Keywords: car insurance comparison,car insurance quotes,online car insurance 
quotes
Author's Email Address: [email protected]
Article Source: http://www.articlemarketer.com
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Are you part of the 75% of consumers who don't shop for an annual car insurance 
comparison? If so, don't feel guilty -- shopping for car insurance takes time 
and multiple quotes can get mighty confusing. At least, that was true of the 
old-fashioned way where you had to pick up the phone and power dial 
half-a-dozen different agents to get quotes. 

But the times they are a changin' and now it's possible to complete a car 
insurance comparison in less time than it takes to drink a cup of coffee. How, 
you ask? Online, of course! Your car insurance comparison can all be 
accomplished quickly and painlessly if you fire up your computer and follow the 
three steps outlined below.

Step 1. Gather some basic personal information before you start. You will want 
to have:  a copy of your current car insurance policy (so you can refer to 
current coverage amounts); the make and models of all cars being insured; a 
history of accidents or other car insurance claims over the past five years 
(for each driver being insured). It's also helpful to know the approximate 
length of time you've been insured with your current company -- you'll get a 
better quote if you haven't been switching around between companies. 

Step 2. Now it's time sit down at your computer and choose an online insurance 
quote provider. These are companies who have relationships with dozens, perhaps 
hundreds, of major car insurance companies. By using an online quote provider, 
you aren't limited to getting quotes from just one company. And we all know 
that competition results in lower prices, so it's in your best interest to get 
quotes from as many different companies as is feasible. But limit the number of 
quotes you get to seven, or you'll burn a few brain cells trying to compare 
them.

Most online quote provides will match you with at least five different 
insurance companies. These companies can range from small independent agents 
who are located near you, to the very largest insurance companies who do 
business in all fifty states. Depending on the state where you live, you may 
also receive a quote from one of the strictly online companies like Esurance 
(but these companies are not licensed to provide insurance in all fifty states).

3. Now it's time to actually complete the online application. The good news -- 
you only have to fill out one application in order to receive multiple quotes. 
Complete the application as completely and honestly as possible. The insurance 
companies will use the information you submit to provide their initial quotes, 
but they will verify all of your personal information before agreeing to a 
final policy. It's important to remember that an online insurance quote will 
save you time, and probably money, but it's not an opportunity to defraud the 
insurer. 

Once your application has been submitted, all you have to do is sit back and 
wait for the quotes to start coming in. You'll probably have the first one in 
your email box within the hour. Once you receive at least five quotes, you 
should have a pretty good idea of your best car insurance rate. If it's been a 
few years since your last car insurance comparison, chances are, you're looking 
at savings of about 15% on your car insurance. Now wasn't that worth an hour of 
your time?

Barb Dearing is a writer specializing in topics that help consumers save money. 
She recommends the following website for free car insurance quotes: 
http://www.shop-car-insurance.com
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