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Article Title: How to Protect Yourself from Online Identity Theft
Author: Jason  Oh
Category: Internet
Word Count: 407
Keywords: online identity theft, online fraud
Author's Email Address: [email protected]
Article Source: http://www.articlemarketer.com
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Unfortunately, the boom of shopping and banking on the web has increased the 
risk of online identity theft for internet users. Identity theft occurs when an 
unknown entity gains access to enough personal information to open accounts or 
make purchases in your name. This information could include bank account or 
credit card numbers, addresses, passwords and social security numbers.  
Although a thief could gain access to this information over the phone or at a 
department store, online identity theft is the most common.

Online identity theft most often occurs when sensitive personal information is 
provided on a site that is not secure, leaving it susceptible to theft by 
hackers. Fortunately, there are steps that can be taken to prevent theft of 
your identity and still allow you to utilize the internet for shopping and 
banking. Be careful with your online passwords. Never write down passwords or 
save them anywhere online. Also beware of any popup screens that ask you if 
you'd like the site to save your password. Answering "yes" on one of these 
popup screens saves your password in a system file that will then allow hackers 
to access your account.

Only make purchases and conduct financial transactions on websites that offer a 
secure connection. Be wary of unfamiliar websites, with no telephone numbers or 
other contact information, and sites asking you for credit card information as 
these are prime perpetrators of online identity theft. Look for seals and logos 
from well known online security services. Also beware of sites that seem to be 
asking with more information than is necessary, like birthdates, social 
security numbers, etc.

Beware of "phishing" sites and emails. Phishing is the most common tactic for 
online identity theft, and it occurs when an identity thief presents himself as 
a representative of a trusted company or site and then asks for passwords or 
credit card numbers. A common example of this type of online identity theft 
includes bogus unsolicited emails from your bank or credit card company asking 
to confirm your password or otherwise verify your identity. Clicking on these 
"phishing" traps in any way puts your identity at risk, so be sure a 
communication is real before you accept it. Verify by phone if you are unsure. 
Keep in mind that no bank or credit card company will ever ask you to verify 
your information online. If you'd like additional protection, consider 
purchasing identity theft insurance or enrolling in a credit monitoring service.

Jason Oh has an interest in computers and technology. His blog 
http://refurbishedcomputerexplained.com provides detailed information on 
refurbished desktop computers. The website also offers useful tips of what to 
look for before purchasing refurbished desktop computers.
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