Andy Zain offers the following royalty-free article for you to publish online or in print. Feel free to use this article in your newsletter, website, ezine, blog, or forum. ----------- PUBLICATION GUIDELINES - You have permission to publish this article for free providing the "About the Author" box is included in its entirety. - Do not post/reprint this article in any site or publication that contains hate, violence, porn, warez, or supports illegal activity. - Do not use this article in violation of the US CAN-SPAM Act. If sent by email, this article must be delivered to opt-in subscribers only. - If you publish this article in a format that supports linking, please ensure that all URLs and email addresses are active links. - Please send a copy of the publication, or an email indicating the URL to [email protected] - Article Marketer (www.ArticleMarketer.com) has distributed this article on behalf of the author. Article Marketer does not own this article, please respect the author's copyright and publication guidelines. If you do not agree to these terms, please do not use this article. ----------- Article Title: Your Credit And Cheap Payday Loans Author: Andy Zain Category: Personal Finance, Loans Word Count: 428 Keywords: cheap,payday,loan,loans Author's Email Address: [email protected] Article Source: http://www.articlemarketer.com ------------------ ARTICLE START ------------------
Cheap payday loans may be your choice if you have terrible credit or absolutely no credit at all. Your credit is not really the reason you need the cheap loan, which by the way, there is no such thing as a "cheap" loan made on the payday premise, your bad credit lures you in. Having no credit or bad credit puts you in a terrible position to negotiate a loan that you need now. Times are a bit unstable for you and you just need that loan until payday. Your $200 loan can be made with a postdated check for about $240 unless, with some companies, you get a 10% introductory offer. You have 14 days to pay off the loan or let them cash your check. That's a pretty simple process. You might even get an introductory rate that is half of the standard rate. What a deal! Two weeks comes around and you don't have the money to pay off the loan. That is not a problem with these companies because they are willing to extend your loan now and even again after the next 2 weeks. Now you are seeing the lure of the cheap payday loan. Extensions and introductory rates! In fact, your cheap payday loan is one of the worst risk you can take even if the loan interests are offered at half. The 10% rate is often the come on that the company will offer the new prospect. You can build confidence in that company and you'll come back time and time again. These loans can be tempting and easy to fall prey to. You must pay good attention to the fact that your new lender has his best interest in mind, and not yours. He is in business to make money, from you! Borrowing small amounts of money for short periods has it down side and you should be aware of that before you make a cheap payday loan. You are in need of money, so call your lenders and make some arrangements to pay your bills in installments. Being honest and upfront avoids the nightmare of trying to weasel and wiggle out of financial responsibilities. Just give it a try this time. You may be surprised to be offered a payment schedule. Talking about payday loans is already beyond when you needed the money. Try to face a budget and allow yourself some restraint and avoidance of non-emergency spending. Setting up some payment to your lender will also help you establish the credit you need for making better affordable and lower interest loans in the future. To find more details about payday loans visit http://www.PayDayLoansOnline.cc ------------------ ARTICLE END ------------------ [Non-text portions of this message have been removed]
