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Article Title: Faith Based Wealth: A Blessing or a Curse?
Author: Jay Peroni
Category: Financial Planning, Personal Finance, Investing
Word Count: 1001
Keywords: financial planning, certified financial planner, faith-based values, 
investments, financial investme
Author's Email Address: [email protected]
Article Source: http://www.articlemarketer.com
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Many people assume that any book that has the word "millionaire" associated 
with "Christian" is one that promises health and prosperity to those who are 
Christians who adhere to the Bible. Nothing could be further from the truth. 
God does wish to bless us but He does expect us to be good stewards with the 
blessing he bestows upon us. God doesn't need our money. He uses it as a tool 
to help His people. Those blessed with wealth have a greater responsibility.
 
I have found the wealthy:
* Can treat wealth as a blessing or curse
* Can use wealth for good or evil purposes
* Can allow wealth to come between them and God or use wealth to grow closer to 
God through wise stewardship principles.

Make no mistake about it, Jesus warned us about riches: "Any one of you who 
does not renounce all that he has cannot be my disciple" (Luke 14:33). He also 
said, "People who want to get rich fall into temptation and a trap and into 
many foolish and harmful desires that plunge men into ruin and destruction." (1 
Timothy 6:9).  The biggest warning came when Jesus said, "How difficult it will 
be for those who have wealth to enter the kingdom of God!" and "It is easier 
for a camel to go through the eye of a needle than for a rich person to enter 
the kingdom of God."

It is the desire to be rich (love of money) and not the wealth itself that can 
isolate us from Christ.  I have seen many who are poor spend all their time 
thinking about money and those with wealth care less and vice versa.  It's our 
attitude that determines how we view this neutral object.  We can either fall 
in love with money or see it merely as a tool (means to an end). Either way, we 
cannot underestimate the power of money and its ability to influence our 
attitudes. 
   
Wealth with the wrong attitude is a bad thing.  It can consume you.  It can 
make you think you're better than others.  It can lead to greed and 
slothfulness.  It can come between you and God if you let it.  The Rich Young 
Ruler chose wealth over God. The Ruler wasn't foolish because he had money, but 
rather because of his foolish attitude.

With the proper attitude and Christ central in your life, you can make a 
difference with your money. It can be used to fund ministries, build churches, 
save lives, and change hearts for Jesus.  We can use giving while we are alive 
and upon death to create a lasting legacy, to teach generosity to the next 
generations, and pass wisdom along with wealth.

Wealth for many can mean financial freedom. It offers the ability to go and do 
the things that God calls you to do without financial reservations. This 
attitude is clearly more about freedom than money.  Without money, freedom is 
harder to find.  It is difficult to help more of God's people. It is not that 
God wants our money; He desires to know that you place Him first in your life.

Of those who have been successful and treat wealth as a blessing, they made a 
commitment to always place God first.  For many of these faith-based 
millionaires it began with a creed. A creed, according to American Heritage 
Dictionary, is "a formal statement of religious belief; a confession of faith 
or a system of belief, principles, or opinions."   

Here are a few common threads of the faithful and wealthy.   Do you share any 
of these beliefs?

1. You are called to increase your money. Whatever you have, be it an extra $10 
or $10,000, it was provided to you by God, and it's your duty to multiply it. 
Look no further than the Parable of the Talents in Matthew 25 of the New 
Testament. Even for a nonbeliever, it still makes sense to increase your assets 
to help humanity. In order to increase your assets, you will need to control 
spending, minimize debt, save regularly, and achieve a reasonable rate of 
return.

2. You can't expect to be blessed by investing in organizations that support 
things contrary to your beliefs. If you truly do believe in God, you can't 
expect blessings of any type from supporting anything that contradicts your 
faith; it just doesn't work. This brings to the surface the idea that those of 
faith are called to a higher purpose. Nobody said faith made life easier; faith 
in fact often makes life harder! You may achieve profitability without placing 
your principles first, but the bigger question is: Will God continue to bless 
you in all areas?

3. Wealth will not come to you because you have faith. Make no mistake about 
that statement; adhering to the wisdom of your faith is your best bet to gain 
wealth. While it is generally true that obedience and faithfulness to God, 
combined with using His principles, lead to prosperity, it is quite 
inappropriate for you to presume on this rule of thumb, or to make demands of 
God. God does not promise you a life free of troubles, financial or otherwise. 
As dictated in the Bible, we all are called to a life of stewardship which 
includes sharing our time, talent, and treasures.

You who are just starting out and trying to transform your financial situation 
may not be postured at this time to give the amount of treasure you would 
someday like to contribute. Don't seek to be rich.  Seek to be more generous.  
God will take care of the rest.  Stewardship can also consist of offering time 
and talent. Therefore, those in poverty or with limited income may not be able 
to give much treasure but instead contribute their time and talent, which are 
of equal value; while those with more limited time or talent but also more 
wealth can choose to share their treasure

Jay Peroni, CFP, and author of The Faith-Based Millionaire and The Faith-Based 
Investor.  Jay is also the founder of http://www.FaithBasedInvestor.com, a 
faith-based investing newsletter and the founder of 
http://www.ValuesFirstAdvisors.com a firm dedicated to faith-based financial 
planning.
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